Which 2nd unsecured credit card apply in 20.7 year?

[Poco]

I got hdfc bizgrow credit card on February 2025 on my account pre approved.

I used that card perfectly managing utilisation 30% ratio and 100% ontime payments.

My birth December 2004 (currently 20.5 years)

When and which 2nd unsecured credit card should I apply ?

 

[TaxWiser]

I got hdfc bizgrow credit card on February 2025 on my account pre approved.

I used that card perfectly managing utilisation 30% ratio and 100% ontime payments.

My birth December 2004 (currently 20.5 years)

When and which 2nd unsecured credit card should I apply ?

After turning 21, consider exploring the Swiggy HDFC or Tata Neu Infinity RuPay credit cards through their respective apps, based on your spending habits and financial needs.

 

[krishna1718]

I got hdfc bizgrow credit card on February 2025 on my account pre approved.

I used that card perfectly managing utilisation 30% ratio and 100% ontime payments.

My birth December 2004 (currently 20.5 years)

When and which 2nd unsecured credit card should I apply ?

First thing is business card are useless for normal person if you don't have own business you handle it carefully once your cibil is around 770+ you can try other hdfc card this time try on normal cards