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If your average profit margin is above 12%, it’s advisable to absorb MDR charges as a long-term investment in your business. These charges are unlikely to significantly impact your profitability, and offering modern payment options can enhance customer experience—especially for Gen Z and finance...

Any UPI payment under ₹2,000 made via RuPay credit card doesn’t incur any charges for the merchant. However, for payments above ₹2,000, regular MDR charges will apply. If the merchant is someone you know, you can consider splitting the payment into smaller parts of ₹2,000 to help them avoid the...

Check out the Life Insurance Guide playlist by LLA on YouTube—it's got all the answers you're looking for! 👇 Note: Make your final decision based on your own understanding & DYOR 🤗

Postpone your purchase until the Amazon Great Indian Sale arrives and arrange the required credit cards accordingly. 🤗 Also, you know it's just a want and not a need, because if it were a need, you would have already chosen one of the best Android smartphones in the under ₹30K budget segment...

Because Axio (CapFloat Financial Services Pvt Ltd) and Karur Vysya Bank (KVB) collaborate with Amazon Pay Later to provide credit facilities. Axio acts as a Non-Banking Financial Corporation (NBFC), while KVB co-funds the credit in certain cases, typically in a 20:80 ratio with Axio So, Recheck...

It might be because you recently opened an Amazon Pay Later account.

Wondering how the tax department decides to send you a notice? Here’s a breakdown of the key transactions, especially focusing on cash and online dealings. Better safe than sorry, right? 😉 Let’s go: 1️⃣ Big Fat Purchases (Cash or Online): If you spend ₹10 lakh or more to buy a car—whether in...

CIBIL score is generally used to assess the creditworthiness, which can influence the approval or rejection of credit card/Loan application. However, the credit limit you receive is typically based on factors like your income details, bank transaction history, and account balance. So, having a...

ICICI

For Online Purchases: Swiggy HDFC CC SBI Cashback CC/Amazon ICICI CC/Flipkart Axis CC Any HDFC/ICICI Core CC For Offline/Store Purchases: HDFC Tata Neu Infinity RuPay CC - Croma Samsung Axis CC Any HDFC/ICICI Core CC Pro Tip: Start by figuring out the exact product you want to buy. Once...

I used 96% of one of my credit cards in October 2024 which was around 40% of my total credit limit, but it hasn't had any major impact on my CIBIL score since then, as evident in the screenshot below

How Credit Utilization Ratio is Calculated: Credit utilization ratio = (Total credit used ÷ Total credit limit) × 100. In your case: Total credit limit = ₹3.75 lakhs (across 3 cards). Credit used = ₹1.25 lakhs (on one card). Credit utilization ratio = (₹1.25 lakhs ÷ ₹3.75 lakhs) × 100 =...

Yupp, but only if it's really LTF CC 🙄 Rupay, because then it will be easy to gain the Milestone Rewards 🤑 I don't think so 🤔

SBI SimplySAVE RuPay CC + Airtel Axis Rupay CC If you can, Try using Tata Neu app and then apply for Tata Neu Infinity RuPay CC ✌️

In the Topmost search bar

Nope ✌️

Hey Saksh! Opening a new bank account can indeed be a bit overwhelming with so many options. Let's break it down: Kotak 811 Super Interest Rate: Up to 3.5% p.a. Minimum Balance: Zero balance account. Debit Card: Classic Debit Card with a purchase limit of Rs. 200,000 per day and ATM cash...

Yes, the HDFC BizGrow Credit Card does give reward points on GST payments. Specifically, you earn 2 Cash Points per ₹150 spent on GST payments. Regarding the 10X Cash Points, if your monthly spend exceeds ₹10,000 across all categories, GST payments will also earn 10X reward points. This means...