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In layman's terms, a credit line is like a 'pay later' option for your UPI transactions. It allows you to make purchases or payments using UPI even if you don't have sufficient funds in your bank account at the moment.The credit provider extends you a temporary loan or credit limit, which you...

Before making your final decision, Consider exploring new age EVs like Bajaj Chetak 🛵 ♻️

If your average profit margin is above 12%, it’s advisable to absorb MDR charges as a long-term investment in your business. These charges are unlikely to significantly impact your profitability, and offering modern payment options can enhance customer experience—especially for Gen Z and finance...

Any UPI payment under ₹2,000 made via RuPay credit card doesn’t incur any charges for the merchant. However, for payments above ₹2,000, regular MDR charges will apply. If the merchant is someone you know, you can consider splitting the payment into smaller parts of ₹2,000 to help them avoid the...

Check out the Life Insurance Guide playlist by LLA on YouTube—it's got all the answers you're looking for! 👇 Note: Make your final decision based on your own understanding & DYOR 🤗

Postpone your purchase until the Amazon Great Indian Sale arrives and arrange the required credit cards accordingly. 🤗 Also, you know it's just a want and not a need, because if it were a need, you would have already chosen one of the best Android smartphones in the under ₹30K budget segment...

Because Axio (CapFloat Financial Services Pvt Ltd) and Karur Vysya Bank (KVB) collaborate with Amazon Pay Later to provide credit facilities. Axio acts as a Non-Banking Financial Corporation (NBFC), while KVB co-funds the credit in certain cases, typically in a 20:80 ratio with Axio So, Recheck...

It might be because you recently opened an Amazon Pay Later account.

Wondering how the tax department decides to send you a notice? Here’s a breakdown of the key transactions, especially focusing on cash and online dealings. Better safe than sorry, right? 😉 Let’s go: 1️⃣ Big Fat Purchases (Cash or Online): If you spend ₹10 lakh or more to buy a car—whether in...

CIBIL score is generally used to assess the creditworthiness, which can influence the approval or rejection of credit card/Loan application. However, the credit limit you receive is typically based on factors like your income details, bank transaction history, and account balance. So, having a...

ICICI

For Online Purchases: Swiggy HDFC CC SBI Cashback CC/Amazon ICICI CC/Flipkart Axis CC Any HDFC/ICICI Core CC For Offline/Store Purchases: HDFC Tata Neu Infinity RuPay CC - Croma Samsung Axis CC Any HDFC/ICICI Core CC Pro Tip: Start by figuring out the exact product you want to buy. Once...

I used 96% of one of my credit cards in October 2024 which was around 40% of my total credit limit, but it hasn't had any major impact on my CIBIL score since then, as evident in the screenshot below

How Credit Utilization Ratio is Calculated: Credit utilization ratio = (Total credit used ÷ Total credit limit) × 100. In your case: Total credit limit = ₹3.75 lakhs (across 3 cards). Credit used = ₹1.25 lakhs (on one card). Credit utilization ratio = (₹1.25 lakhs ÷ ₹3.75 lakhs) × 100 =...

Yupp, but only if it's really LTF CC 🙄 Rupay, because then it will be easy to gain the Milestone Rewards 🤑 I don't think so 🤔

SBI SimplySAVE RuPay CC + Airtel Axis Rupay CC If you can, Try using Tata Neu app and then apply for Tata Neu Infinity RuPay CC ✌️

In the Topmost search bar

Nope ✌️

Hey Saksh! Opening a new bank account can indeed be a bit overwhelming with so many options. Let's break it down: Kotak 811 Super Interest Rate: Up to 3.5% p.a. Minimum Balance: Zero balance account. Debit Card: Classic Debit Card with a purchase limit of Rs. 200,000 per day and ATM cash...