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  1. Skylar

    CIBIL & Amazon Pay Score Check Issue – Mental Harassment & No Resolution!

    Since no bank is involved in this matter, filing a complaint with the RBI Ombudsman would not be effective. Additionally, there are numerous other websites and apps available for checking your credit score; why rely solely on Amazon Pay?
  2. Skylar

    Amazon Prime at 1245/- using IDFC Rewards Poshvine website

    Note: 1. Amazon Prime wallet has a threshold of Rs 1499. Users will not be able to add balance above Rs 1499. 2. Amazon Vouchers (including Amazon Shopping Voucher, Amazon Prime Voucher and Amazon Fresh Voucher) are not eligible for use on Amazon Business marketplace effective 15th November...
  3. Skylar

    HSBC CREDIT CARD APPLICATION AN CIVIL ENQUIRY

    They won't remove it as you started from scratch it will be considred as new application.
  4. Skylar

    CREDIT UTILISATION REPORT

    As per the new regulations, every bank is required to report every 15 days.
  5. Skylar

    Upgrade HDFC credit card

    Some HDFC CS saying HDFC Swiggy Card is being considered as Core card.
  6. Skylar

    Credit card bill update

    Credit card billpayment via rupay credit card?
  7. Skylar

    Axis Bank Credit Card Payment

    both offline and online 1.5%
  8. Skylar

    HDFC Millennia LTF

    Even Axis does that up to 3 cards throwing all the possible cards at us but no LE - Recently HDFC started pushing Pixel Play Rupay Card.
  9. Skylar

    AU Ixigo Credit Card Rejected Instantly Before KYC – Need Help

    Consider yourself fortunate. I would avoid that bank due to its poor customer support. Additionally, the value of their cards depreciates every quarter.
  10. Skylar

    HDFC Millennia LTF

    Skip the Millennia card since you already have the Swiggy HDFC card. If you are considering a Rupay card, try applying for the PIXEL Play card from PayZapp; it could be easily approved. However, if you are choosing it just for the sake of having a Rupay card, it may not be worth it.
  11. Skylar

    Idfc and indusind

    Both banks engage in extensive cross-selling. However, if you are expecting credit card offers, IDFC is not worth the hassle. Regarding IndusInd, only a few of their cards are beneficial, and it is uncertain whether they would provide offers for those cards.
  12. Skylar

    Transaction dispute in ICICI credit card with IRCTC.

    - Log in with your number and enter your inquiry. They will provide a faster resolution. - Typically, ICICI cards have slow refund processes. In my case, it took three months and multiple inquiries with Zomato, and they failed to refund the amount to the card. Instead, they provided a gift...
  13. Skylar

    ICICI limit enhancement

    Stuck at ₹4.2 lakhs for a year, with no limit enhancement this time for me.
  14. Skylar

    Axis core card

    Yes
  15. Skylar

    Should I accept HDFC Swiggy LTF or Diners Club Privilege LTF or Millenia Credit Card LTF?

    DCP card increases your chances of receiving future upgrades to the Diners Club Black (DCB) card, whereas co-branded cards do not offer upgrade options and are intended for use with specific brands only. Obtaining a high-tier core card will enhance your chances of upgrading to the highest tier...
  16. Skylar

    Should I accept HDFC Swiggy LTF or Diners Club Privilege LTF or Millenia Credit Card LTF?

    I have two Lifetime Free (LTF) cards from HDFC. As per the current information, HDFC allows one core card and three co-branded cards. In a few rare cases, HDFC grants high Net Relationship Value (NRV) individuals a Business Black card as a floater card, resulting in two core cards for them, but...
  17. Skylar

    AMAZON PAY GIFT CARD --CREDIT CARD OPTION NOT COMING

    Just checked I'm able to use my amazonpay ICICI card for buying giftcard.
  18. Skylar

    Should I accept HDFC Swiggy LTF or Diners Club Privilege LTF or Millenia Credit Card LTF?

    Obtain the Diners Club Privilege (DCP) Lifetime Free (LTF) card first, and once you have it, apply for the SWIGGY card. - Despite the fee, the Axis card is worth keeping as it provides more returns than the fee.
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