Axis Bank Credit Card Payment

TaxWiser

KF Mentor
What is the best way to pay Axis Bank Ace Credit Card payment?
I personally use third party apps for CC bill payment like Cred, Mobiwik(mostly). As I spend, using my CCs in such a way, so that none of my cards has TAD of >₹5000, thus confirming assured cashback of 1% via Mobiwik(multiple a/c) and also able to maintain healthy Credit Score 🤗

If you also have TAD <₹5000 then you must try using Mobiwik and if it's your first brand new CC then their several referrals programs on Cred(₹250-₹1000) and Mobiwik(upto₹1000) to earn cashbacks.

Hope this helps or Someone else in this community will surely resolve your query. 👍
 

BladeRunner

KF Rookie
I personally use third party apps for CC bill payment like Cred, Mobiwik(mostly). As I spend, using my CCs in such a way, so that none of my cards has TAD of >₹5000, thus confirming assured cashback of 1% via Mobiwik(multiple a/c) and also able to maintain healthy Credit Score 🤗

If you also have TAD <₹5000 then you must try using Mobiwik and if it's your first brand new CC then their several referrals programs on Cred(₹250-₹1000) and Mobiwik(upto₹1000) to earn cashbacks.

Hope this helps or Someone else in this community will surely resolve your query. 👍
Does Axis sorted out BBPS thing?? Will I able to pay my bills with those apps??
 

abhimarda

KF Mentor
I personally use third party apps for CC bill payment like Cred, Mobiwik(mostly). As I spend, using my CCs in such a way, so that none of my cards has TAD of >₹5000, thus confirming assured cashback of 1% via Mobiwik(multiple a/c) and also able to maintain healthy Credit Score 🤗
I also do that but also make some more adjustments. I try to maximize the offers/cashbacks on all my cards even if it exceeds 5k in some month. Then I use HDFC Billpay using HDFC platinum debit card to pay off amount exceeding 5k before bill generation date and get 1% return on amount paid and the bill of 5k is generated. Other things is if just after bill generation of 5k, if I have spend say 18k before the last day to pay bill I use the "Repeat" option in Mobikwik 3 times to pay the last billed amount which was 5k, 3 times using "FULLPAY" and get Rs.50 cashback, 3 times again (1%) and my outstanding will be only 3k which is within 5k to get 1% FULLPAY cashback. In total we can use "FULLPAY" 30 times in a month.
 

Skylar

KF Master
Can I use it during 10% discount on Flipkart or Amazon?
There is some confusion regarding whether it is a core card or co-branded with GPay.

However, you can use it for sales. I have used it multiple times to receive a 10% discount.
Additionally, you will receive a 1.5% base cashback reward.
If you use Axis Grab Deals before making a purchase from Amazon, Flipkart, or any other site, you can earn up to an extra 5% cashback.

In the last sale, I received a total of 16.5% cashback with this card. (10% instant, 1.5% after bill generation and axis grab deals after 90days.)
 

Maitri Maniya

KF Mentor
There is some confusion regarding whether it is a core card or co-branded with GPay.

However, you can use it for sales. I have used it multiple times to receive a 10% discount.
Additionally, you will receive a 1.5% base cashback reward.
If you use Axis Grab Deals before making a purchase from Amazon, Flipkart, or any other site, you can earn up to an extra 5% cashback.

In the last sale, I received a total of 16.5% cashback with this card. (10% instant, 1.5% after bill generation and axis grab deals after 90days.)
it gives 1.5% only on offline spends? not on online? like on zepto, Big basket, jio mart.
 
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