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CIBIL will be on him, but benefits could be combined like 1500 CB could be same for both cards should enquire HDFC CC once.

Last month Spending

Cashback credited in this month statment.

if the limit on your brother's card is high consider taking add on card from his account on your name and use it.

I currently have three HDFC cards. When I obtained my first card, the process was entirely offline, and I received a limit of ₹84,000. At that time, my other bank cards had a limit of ₹2.5 lakhs, and now four of my other bank cards have limits exceeding ₹3 lakhs. However, HDFC has remained at an...

Why do we need the Axis Flipkart card? I know individuals with four or five Axis cards. You can try your luck with customer care. Closing the Neo card is the only option left for you. However, as you are already nearing the ₹2.5 lakh milestone on your Privilege card and have good spending with...

Card Limit? The Tata Neu Infinity card has an upper cap of 500 NeuCoins per month on UPI transactions, if I am not mistaken. In that case, you would barely save ₹500, making it not worth the hassle. What other cards do you have? Consider opting for a card that offers milestone benefits. If a...

Approximately one to two points are deducted per inquiry, and more if your credit history is less than five years. Inquiries remain on the report for only three years and are deleted after that period, so there is nothing to worry about. I know individuals with over 50 inquiries who still...

No, my friend already attempted it and found it to be a waste of time and very frustrating. I have also seen similar feedback on online forums, so I have not emailed them. However, I hope HDFC will address this issue soon as it is clearly mentioned that we should receive a 10% discount on Instamart.

A minimum gap of six months between applications is required. If you continue to apply, your applications will be rejected as your previous card application is still active.

Eligibility criteria merely indicate who can apply. There are numerous other criteria to be met for card approval. Regarding unnecessary inquiries: If you have applied for a credit card, a CIBIL inquiry is mandatory. It would be the bank's mistake if they conducted multiple inquiries for a...

There is nothing significant to maximize. Simply use the card for six months to build your credit history and then switch to better cards. The only advantageous feature of the card is its zero forex markup; otherwise, the rewards structure is ineffective, with redemption charges of ₹118...

Not sure about that, a few people complained and got CB and few got rejected saying MCC 5411 will only get 1% CB. Hopefully if more people complain HDFC/Swiggy would fix that.

I found ACKO and TATA AIG to be lowest priced for High DIV

How old is that card?

Indusland does have the worst customer support, so does every other bank. That freezing is also true but doesn't affect everyone, only a few lucky costumers will face it. . Check their debit cards rewards program if that intrests you, you can consider opening the account or else there are better...

Bro change the RM 😂 I have MB+ LTF and I got Swiggy card as LTF been using from 5 months now.

It's not about the milk it about the MCC code RSP*INSTAMART with MCC 5411 is getting only 1% CB

Yes, it can be done, I got my first HDFC card the same way back in 2023. Complete offline application. - They haven't asked my order card statement they just I what I claim is listed in CIBIL or not. - Multiple telephonic verifications and offline KYC later got the card.

Last month as well this month my instamart orders didn't get me 10% CB