Maximum profit utilisation of Swiggy HDFC Credit card

TaxWiser

KF Mentor
There’s a difference between using a credit card to get cashbacks and Only for getting cashbacks, use credit cards. 🤔

Always Do Your Own Maths before making any transaction for sole purpose of getting cashbacks & rewards. 🤗
 

Maitri Maniya

KF Mentor
5% on most online sites (Select categories only)
10% on swiggy food orders and din out but not getting on instamart orders from last month.

- Good thing about card is CB is credited one day after the bill generation
you are not getting 10% cb on instamart orders?
 

Skylar

KF Master
have you contacted customer care and complained about this?
Did you mailed to HDFC Cards customer care to know why they didn't posted the cb on Instamart orders ?
No, my friend already attempted it and found it to be a waste of time and very frustrating. I have also seen similar feedback on online forums, so I have not emailed them. However, I hope HDFC will address this issue soon as it is clearly mentioned that we should receive a 10% discount on Instamart.
 

Maitri Maniya

KF Mentor
No, my friend already attempted it and found it to be a waste of time and very frustrating. I have also seen similar feedback on online forums, so I have not emailed them. However, I hope HDFC will address this issue soon as it is clearly mentioned that we should receive a 10% discount on Instamart.
@Skylar would it be okay if you can share the screenshot of the statement where you get only 1% cb. because i have sent an email to HDFC and they replied you will get 10% CB. so that i can replay again attaching your screenshots and will take a confirmation over email regarding the CB. and later if i get only 1% CB. they i can complain with the proof.
 

Skylar

KF Master
@Skylar would it be okay if you can share the screenshot of the statement where you get only 1% cb. because i have sent an email to HDFC and they replied you will get 10% CB. so that i can replay again attaching your screenshots and will take a confirmation over email regarding the CB. and later if i get only 1% CB. they i can complain with the proof.
1734956073035.png
Cashback credited in this month statment.
 

Maitri Maniya

KF Mentor
why 2 separate labels for instamart? 10/2024-> RSP*INSTAMART BANGLORE (1376 rupees) & SWIGGY INSTAMART BANGLORE (863 rupees)?
RSP*INSTAMART & SWIGGY INSTAMART there should be single identifier. both are same?
 

Maitri Maniya

KF Mentor
@Skylar would it be okay if you can share the screenshot of the statement where you get only 1% cb. because i have sent an email to HDFC and they replied you will get 10% CB. so that i can replay again attaching your screenshots and will take a confirmation over email regarding the CB. and later if i get only 1% CB. they i can complain with the proof.
this is what they have replied to me
"We wish to reiterate that 10% cash back is eligible for swiggy instan transactions. We wish to inform you that the 1% cash back was posted erroneously for Swiggy insta mart transactions however the same is process of rectification. We wish to clarify that 10% Cashback is applicable on Swiggy application (Food ordering, Instamart, Dineout & Genie). We hope you understand in this regard."
 
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