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Forget about millennia card, it is outdated now. Consider taking Swiggy HDFC card. it is being issued as LTF now.

This is not true, you can close the card and apply for a new card after 6 months.

Yeah, even I won't recommend tata neu card. - Check out Jupiter app Heard it will give CB with your existing rupay card if you link it and use it with their app.

Mine if LTF

Active money on Kotak works this way! 180Days - 3.5% 180Days - 3.5% Annually - 7% My multiple Active Sweep crossed a year and I'm getting 7% interest in them.

My is confirmand LTF no fees levied.

This regulation was imposed last year. Up to ₹5 lakhs, every bank is secured as insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC). Beyond this limit, the level of security is the same across all banks.

Contact customer care through a call at 1800 1600 or 1800 2600. Ask them for confirmation; they have all the data on how much you have spent so far and how much you need to spend to qualify for a fee waiver. When I called them last time, they confirmed that two of my cards are lifetime free, and...

While my card is LTF this is what it is showing to me!

All you can do now is wait for six months and then reapply. If you try to apply again within this period, your application will be rejected as your last application is less than six months old. Additionally, it will create a hard inquiry in your CIBIL report, negatively affecting your credit score.

Income proof verification depends on the location; some banks prefer to conduct it, while others do not. In my location, none of the banks perform income verification, only KYC. Consider applying with: - IDFC (your choice) - YES Bank (Kiwi card) These banks offer offline KYC: - Axis Bank -...

HDFC IOCL: Earn 1 Fuel Point for every ₹150 spent. Fuel Points can be redeemed for free fuel at IndianOil outlets (1 FP = ₹0.96) through the IndianOil XTRAREWARDS Program, or as cashback and for catalog products via net banking (1 FP = ₹0.20). BOB Easy: Earn 1 reward point for every ₹100 spent...

You have to open it offline, and 99% of bank employees will tell you that there is no zero-balance account, unless you know them personally or are making an investment using their branch's bank account.

If your Freedom Card is not older than six months, you might face issues with getting it approved, as HDFC stipulates a minimum gap of six months between cards. However, in some exceptional cases, individuals have obtained new cards with just a one-month difference.

Year ending todha kam jydha hogaya 😅

There is a minimum waiting period of six months for credit card upgrades. Additionally, I don't see any worthwhile cards that match the Super Money cashback offered by IDFC. Therefore, it is better to close the current card and open a Super Money card

Online applications are entirely dependent on credit scores. Therefore, it is advisable to apply offline, where you can inform the bank that this is your first credit application and that you do not have a credit score yet. An experienced employee who has helped newly salaried individuals...

These hard inquiries will be visible once you start building your credit history. When you get accepted for a credit card, it will reflect the previous hard pulls. However, there is no need to worry as hard inquiries only remain on your credit history for three years. But having these many...

Existing Kotak users can obtain a credit card. However, only the onboarding of new customers online is prohibited.

limited to first 100