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Will keep iterating as we receive feedback from multiple users

Few days back our team was on a mission to DECODE the exact formula for computing CIBIL Score. Although we couldn't crack the exact formula, but we have figured something which is a close estimate. We've tested this formula on 20-25 different people and the results were shocking close...

Just like you make a payment (RTGS, NEFT, IMPS) to a Bank Account, you can make payment to your Loan Account.. On the payments page, Just enter the Loan Account Number and transfer via NEFT, RTGS, etc. If this doesn't work out, you can always email to customer care and ask for the payment link...

Please pay like you pay your EMIs. Just change the amount

Dont think IDFC First Offers Mastercard. They only offer Visa and Rupay Debit Cards

The way to prepay your home loan is you simply start paying more that your scheduled EMI. If the prepayment charges are zero, the loan outstanding will automatically keep reducing

You can try to raise a complaint via RBI ombudsman but that too will be too much effort

You can try Amazon Pay ICICI Credit Card. One of the best lifetime free Credit Cards out there Also you don't need a Bank Account for getting a Credit Card

Cheapest is PNB

yes can invest normally in MFs. However please note that you can't do intraday trading and currency trading

The reason why they insist on ICICI POS Machine is because in case of any other POS Machine, they will have to pay extra charge (MDR) for every card swipe.

PMJDY is a Basic Service Account where you get minimum facilities. Few services which you can expect with this account FREE Rupay Debit Card 4 Free ATM Withdrawals Zero Min Balance Please note that you will not get - Cheque Book, Pass Book with this account

Go through the content, learn about new stuff. And if you have any queries, feel free to ask in relevant threads

Few options Kotak few cards HDFC with Account

Valuable. Thanks for sharing (y)

Guess these have been picked up from Rupay Official Website

Currently under development, will be live next week

For that you need to have annual salary of more than 25 Lakhs

SBI Unnati Credit Card is Free for first 4 years

Open a tier -2 account. Offers higher flexibility but no tax benefits