In this Article we are going to talk in details about all the major Kotak Bank Rupay Credit Cards that are available in the market:-
Now lets us talk in details about all the Kotak Bank Rupay credit cards one by one:-
- Kotak UPI Rupay Credit Card
- Kotak League Platinum Card
- Kotak Mojo Platinum Credit Card
- Myntra Kotak Credit Card
- IndianOil Kotak Credit Card
- Metro Kotak Credit Card
Types of Kotak Bank RuPay Credit Cards
There are different kinds of Rupay cards ,with different benefits associated with them:-
| Type of Credit Card | Description |
| Classic RuPay Credit Card | Standard credit card with basic benefits. Suitable for everyday transactions and shopping. |
| Platinum RuPay Credit Card | Improved credit limit and better privileges such as cashback, discounts, rewards and other offers on various categories. |
| SBI Select RuPay Credit Card | Tailored for premium consumers. Access to airport lounges and concierge benefits. |
| RuPay Contactless Credit Card | Allows secure and quick transactions using contactless technology. |
Now lets us talk in details about all the Kotak Bank Rupay credit cards one by one:-
Kotak UPI Rupay Credit Card
| Kotak UPI Rupay Credit Card (Virtual Card) |
|
| Joining Fees | FREE |
| Annual Fees | FREE |
| Welcome offer | Nil |
| Reward points | Earn 3 reward points for every Rs 100 spent with this card ( unlimited) |
| Reward value | 1 reward point = Rs. 0.10 |
| Benefits /Milestone Benefits | nil |
| Lounge Access | nil |
| Fuel Surcharge | nil |
Kotak League Platinum Card
| Kotak League Platinum Card | |
| Joining Fees | Rs. 499 or FREE from selected channels |
| Annual Fees | Rs. 499 ( Rs. 0 if you spend Rs 50,000 or more annually) or as LTF from selected channels |
| Welcome offer | Reward points worth Rs. 500 as 5000 Reward Points (only if you have paid the joining fees) |
| Reward points | Earn up to 8 reward points on every Rs. 150 spent across all spends ( varies from category to category) |
| Reward value | not mentioned properly |
| Benefits /Milestone Benefits | Spend Rs. 1, 25,000 every 6 months and get 4 free PVR tickets or 10000 reward points Save upto Rs. 500 per year on railway surcharge waiver |
| Lounge Access | Nil |
| Fuel Surcharge | 1% fuel surcharge waiver on fuel transactions between Rs. 500 and Rs. 3,000 (Max. Rs. 3500 per year ) |
Kotak Mojo Platinum Credit Card
| Kotak Mojo Platinum Credit Card | |
| Joining Fees | Rs.1000 ( Rs. 0 if you spend Rs 30,000 or more within the first 90 days) |
| Annual Fees | Rs.1000 ( Rs. 0 if you spend Rs 1,00,000 or more annually) |
| Welcome offer | nil |
| Reward points | Earn unlimited 2.5 Mojo points for every Rs. 100 on online spends. Earn unlimited 1 Mojo point for every Rs. 100 on all other spends( except on fuel & cash withdrawal) |
| Reward value | 1 Mojo point = Rs. 0.25 |
| Benefits /Milestone Benefits | Get 2500 Mojo points every quarter on spending Rs. 75,000. Valid for the first year only Save railway surcharge of 1.8% for online ticket booking and 2.5% for offline ticket booking (Max 500 per year) |
| Lounge Access | Get 8 annual complimentary Airport Lounges access within India( Max 2 per quarter) |
| Fuel Surcharge | 1% fuel surcharge waiver on fuel transactions between Rs. 500 and Rs. 3,000 (Max. Rs. 3500 per year) |
Myntra Kotak Credit Card
| Myntra Kotak Credit Card | |
| Joining Fees | Rs. 500 |
| Annual Fees | Rs. 500 ( Rs. 0 if you spend Rs 2,00,000 or more annually) | you can get it for 3 years FREE now |
| Welcome offer | Myntra Voucher worth Rs.500 on activation of the card |
| Reward points | Nil |
| Reward value | Not Required |
| Benefits /Milestone Benefits | Get Instant Discount of 7.5% on all spends on Myntra (Max Rs.750 off per transaction) Get Cashback of 5% on spends across Preferred Partners category (Max Rs 1000 per month) Earn unlimited 1.25% cashback on spends across all other online and offline merchants (except Rent, Wallet and Fuel payment) Complimentary membership to Myntra Insider Program Enjoy 2 complimentary PVR tickets worth Rs.250 each on spending over Rs.50,000/- every calendar quarter ( except spends across Rent, Wallet, Fuel & EMI) |
| Lounge Access | Nil |
| Fuel Surcharge | 1% fuel surcharge waiver on fuel transactions between Rs. 500 and Rs. 3,000 (Max. Rs. 3500 per year) |
IndianOil Kotak Credit Card
| IndianOil Kotak Credit Card | |
| Joining Fees | Rs. 449 |
| Annual Fees | Rs. 449 (Waived off on annual spends of Rs. 50,000) |
| Welcome offer | Get 1000 Reward points as welcome benefit on spending INR 500 within 30 days of card issuance 250 rupees Amazon voucher ( Limited Time offer ) |
| Reward points | Earn 24 Reward Points on every INR 150 spent on IndianOil Fuel Spends. ( Max 1200 Reward Points per statement cycle) Earn 12 Reward Points on every INR 150 spent on Grocery and Dining spends. (Max 800 Reward Points per statement cycle) Earn 3 Reward Points on every INR 150 spent On all other spends All UPI on Credit Card transactions will accrue 0.5% Reward Points on every INR 150 |
| Reward value | 1 Reward Point = Rs 0.25 |
| Benefits /Milestone Benefits | Get a personal accident insurance cover of INR 2,00,000 on your IndianOil Kotak Credit Card. You can avail personal concierge |
| Lounge Access | Nil |
| Fuel Surcharge | 1% fuel surcharge waiver on fuel transactions between Rs. 500 and Rs. 3,000 (Max Rs 100 per settlement cycle) |
Metro Kotak Credit Card
| Metro Kotak Credit Card | |
| Joining Fees | Nil |
| Annual Fees | Nil |
| Welcome offer | Rs500 cashback on your first swipe within 30 days of card issuance. (transaction value of Rs 10,000 in a day required ) |
| Reward points | Nil |
| Reward value | Not Required |
| Benefits /Milestone Benefits | Save up to 1% on Spends at Metro Cash and Carry (capped at INR 10,000 per statement cycle) Monthly Minimum spend slabs INR 10,001 to INR 30,000 Spends - 0.25% Cashback INR 30,001 to INR 5 LAC - 0.50 % Cashback > Above INR 5 Lac - 1% Cashback |
| Lounge Access | Nil |
| Fuel Surcharge | Nil |
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