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  1. ShavirB

    Home loan vs Commercial Loan

    This seems to be 100% written by Chat GPT. If yes, please avoid doing so!
  2. ShavirB

    Can you suggest me some best credit card with offers either free or yearly charges..

    which Credit Card are you using currently? and how does your monthly spends look like?
  3. ShavirB

    Merchant QR codes

    This is MDR - Merchant Discount Rate. In short, cost of accepting credit cards as a payment (cost of doing the business)
  4. ShavirB

    Cashless Health insurance

    Few options apart from the ones suggested above Star Health Comprehensive - covers PED within 1 year (min i've seen) Niva Bupa - Offers unlimited restoration - if 1 family members makes a claim, the policy will automatically refill itself to enable 100% cover for the 2nd claim.
  5. ShavirB

    Need info related to Indie by Indusind bank

    Follow this thread for more https://bekifaayati.co/threads/indie-by-indusind.400/
  6. ShavirB

    Axis kiwi card

    From the rumours I've heard, the partnership between Kiwi and Axis is not working out. Kiwi is out in the market looking for new Banking partners and until then your limit won't be increased
  7. ShavirB

    Choices to invest in nps as central govt employees

    Hi, you have the option to change both Fund Manager and Asset Allocation. You can only do this once in 1 year. You need to fill up a form and submit the same with Nodal office. Attaching the form for your convenience.
  8. ShavirB

    Which credit card is sound for school fee payment?

    Few options Amazon Pay - 1% Flat Cashback IDFC Credit Cards - 10X rewards (1.67% Reward Rate) + 100% cashback on EMI processing fees
  9. ShavirB

    Guys suggest me on investment of 4 lakh to 6lakh for 1 year duration with high returns at low risk..

    No worries @Prince , just to add a small disclaimer Invoice Discounting is a risky investment (probably more than Stock Market), and investors must take caution before investing their hard earned money
  10. ShavirB

    Is applying for Scapia card is worth it now ?

    Latest Review of Scapia Credit Card in this thread https://bekifaayati.co/threads/scapia-credit-card-review.411/page-2#post-9253
  11. ShavirB

    Idfc bank account of ₹10000/-

    Yes, it is completely safe. It is a scheduled commercial bank and deposits of upto 5 lakh are 100% secured by RBI
  12. ShavirB

    Which card network have more perks

    More than the network it is the Card which make a difference. All the Credit Card Networks (Visa, Mastercard, etc) have tie -ups with most of the Lounges. Whether you get an entry into these liunges will depend on the Credit Card you have, not on the network provider
  13. ShavirB

    Central Bank of India NCMC Debit Card

    Hi, since NCMC cards are issued on Rupay Network they come with complimentary lounge access. You don't need to hit a spending milestone to avail the lounge ascess. There But please understand that NCMC Cards are Debit Cards, not Credit Cards. There are a lot of Debit Cards which offer...
  14. ShavirB

    How to close PMJJY scheme in sbi

    Have you tried following up with them? There's a high chance your application hasn't moved forward because of their laziness
  15. ShavirB

    CREDIT SCORE

    809 CIBIL
  16. ShavirB

    PAYTM SBI rupay credit card cashback

    I think this will continue to work as is because this has no linkage to Paytm Payments Bank. You will continue to get 1% cashback in your wallet like before
  17. ShavirB

    Pocket upi with credit card in mobikwik

    Yes, 2.5% + GST
  18. ShavirB

    Hdfc millennia Rupay varient

    Rule will be implemented in 6 months time. After that also you will be given an option to convert on renewal of your card
  19. ShavirB

    How to close PMJJY scheme in sbi

    Curious to know, why didn't it work?
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