Trilochan20
KF Expert
Does it really provide unlimited lounge access after spent milestone achieved ?
Is applying for Scapia card is worth it now ?
- Thread starter Trilochan20
- Start date
Trilochan20
KF Expert
Yeah, I know about that. That's why I was worried. There are not many recent videos about people applying for scapia credit card on YouTube.
Trilochan20
KF Expert
I don't have federal bank card. I have Amazon ICICI, and Coral ICICI, and AU Xcite Ace, with limits 2.3, 4.2, 3.45 lakhs. Also Kotak Myntra, Flipkart Axis, but limit is below 1lkh.
Skylar
KF Master
Yes, and RBI coming with new rules every month and these fintech companies are devaluing the cards. And federal has one card policy if we get scapia we can't there core cards if we have their core cards they won't give scpia
zacobite
KF Mentor
so? any issues?
Skylar
KF Master
Tell me about your experience with this card.
And overall experience with AU bank.
Skylar
KF Master
yes, I have to scroll to find the answer
and answers are smaller than the signature sometimes, but when answers are bigger than the signature then no issues
zacobite
KF Mentor
chgd on public demandyes, I have to scroll to find the answer
and answers are smaller than the signature sometimes, but when answers are bigger than the signature then no issues
Trilochan20
KF Expert
First time tried 1 year ago, didn't get approval.
Few months back opened a zero balance savings account with them. Then after 1 month applied in Swipe Up platform and the card I used to compare it with, was AMAZON PAY ICICI as it had the highest limit at that time.
Then Swipe up platform offered AU XCITE ACE CC, with LTF benefits.
I get straight 1% cashback if spend is above, 7500 in a month. Then 2% if above 12500, then 3% if spent is more than 20000. Maximum cashback is 750rs per billing cycle. So I spent around 25K per month.
Interesting thing is it also gives cashback on Jewelry stores. Bought a ring for 30K and got straight 750rs cashback in offline purchase. Also You get 2 complimentary domestic airport lounge access every quarter, i.e. 8 free visits annually. I have already used 2. And there is no spend based criteria. And I am getting offers notifications on my WhatsApp when a sale is going on AMAZON or Flipkart where AU Bank offers are applicable. Usually offers appear for a single day.
So my overall experience with this card is very, very good. Using this as primary card since.
Latest Review of Scapia Credit Card in this thread
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After learning about the Scapia card from various sources, I was particularly drawn to its "zero markup fees" feature, which is quite appealing in the free credit card segment. I intended to apply for one and visited bekifaayati.co to gather insights and reviews. However, upon reading the thread...
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