Search results

  1. ShavirB

    Flat buying new / resale in my case

    There is no straight answer for this. It'll completely depend on your preferences and risk taking ability. Real question is are you thinking of buying a flat for self consumption or for investment purpose? If it's for self consumption then you should go with what you heart says, if it's for...
  2. ShavirB

    Need help for best health insurance

    Premium of Health Insurance policies vary with the kind of policy you have from the insurer.. How much is the difference for similar policy from Care Insurance? Also, you want to change the insurance company because of higher premium or want a better policy?
  3. ShavirB

    5 Ways to Locate ATM Near Me

    A lot of folks still rely on Cash for their everyday needs and finding an ATM is not always the easiest task. Though we keep hearing stories of how Digital Payments have taken the center stage and have already taken over cash transactions, Cash is still the King with more than 60% share in total...
  4. ShavirB

    Yes Bank Credit Card Status

    Even since RBI's Ban in 2020, Yes Bank has been really trying to get out of the mess it created. Finally it seems that things for Yes Bank are getting stabilized. RBI had even put a lock-in for 3 years in 2020 for reconstruction. This 3 year lock-in finally ended in March 2023. Since then, Yes...
  5. ShavirB

    RBL Credit Card Status

    RBL has been focused on improving their Credit Card Game, and have launched some decent Cards in the recent past. But when it comes to applying for these cards and getting them on time, there seems to be some confusion. Through this post we’ll try to suggest 2 ways (Online and Offline) how you...
  6. ShavirB

    Hello everyone, myself Dr. Saurabh

    Systematic Withdrawal Plan in a conservative fund should work in this case. His lumpsum is Rs. 55 Lakh and expected monthly income is 30K per month (3.6L Per Annum). This 3.6 Lakhs is ~6.6% of his lumpsum amount. So even if you choose a fund/ index which yields 7-8% he should be able to...
  7. ShavirB

    Fuel spends on SBI Vistara fetch rewards?

    Not a user of this card, but this is what I found on Internet Although you'll get 4 CV points for every Rs. 200 spent, but please note that Fuel Surcharge (1%) may apply for your transactions
  8. ShavirB

    Axis kiwi card

    This is good
  9. ShavirB

    Hello Everyone

    Hey Vishakha, welcome to the community:)
  10. ShavirB

    Card limit increase

    Is there a material difference in your and your friend's annual income? If yes, that is your answer
  11. ShavirB

    Introduction

    Hi Suprio, welcome to the community :)
  12. ShavirB

    Is it better to move PPF from post office to bank?

    1st ever PPF account
  13. ShavirB

    Is it better to move PPF from post office to bank?

    Have been using ICICI for my PPF account and pretty satisfied by it
  14. ShavirB

    MF Central

    Platforms don't charge their own TER, it's decided by the AMC
  15. ShavirB

    SBI Cash Back Credit Card - Is it Still the Best Beginners Credit Card?

    SBI Cash Back Credit Card was launched in Sep 2022, and soon after its launch it quickly became one of the best beginner credit cards with 5% cashback on online spends. SBI even waived Joining Fees of Rs. 999 + GST making it a no brainer for all credit card enthusiasts.. Looking at the...
  16. ShavirB

    Kotak Credit Card Status

    As per the latest RBI directives, Kotak has been banned from onboarding new customers both for Credit Card and Savings/ Current Account. But in case you had applied for a Credit Card before this Ban, you can still get your Credit Card and can use it normally. RBI has asked the Kotak Bank to...
  17. ShavirB

    Credit card rbi notification

    Doesn't seem right. There was RBI guideline which mentioned that Credit Card Companies are only to charge late payment fees if the delay is more than 3 days. Are you referring to that?
  18. ShavirB

    ICICI Credit Cards Details Leaked! Security Glitch in iMobile App!

    This is not surprising, Tech at Big Banks is mostly a Joke.
  19. ShavirB

    Credit card rbi notification

    Sorry didn't quite understand this, why won't credit card companies add late fees or penalty charges, foreclosure charges to bills?
  20. ShavirB

    IDFC Credit Card Status

    There seems to be some confusion in the tracking of Credit Card Application for IDFC First Bank. Through this Post i’ll list down 2 methods (Online and Offline) to track your IDFC Credit Card Status Online Method Step 1: Visit the official IDFC website and visit Credit Card Status under the...
Top