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The Ration Card is one of the oldest forms of residence proofs in India. The concept of Ration Cards was started way back in the 1990s. Whereas Aadhar is the newest form of Residence Proofs, not just residence it acts as a Identification Proof for Individuals. Linking Oldest Form of Residence...

Welcome to the community :)

Apparently RBI found big issues in the Kotak's IT systems. And as per RBI, Kotak Bank did not manage or upgrade their softwares, access updates, and the security for their IT systems was also outdated. RBI has been flagging off this issue to Kotak Bank for 2 years now, but the Bank did not heed...

Bank would treat prepayment and balance transfer the same way since they would be losing business in either case. RBI doesn't specifically state if this rule is valid for simple prepayment or Balance Transfer.

Banks can't possibly do this as there 100s of T&Cs, this is why they make you sign the Sanction Letter and Agreement. Also RBI has a rule for Floating Rate Loans where Banks can't charge prepayment fees.

Please note that this is purely speculative and should not be taken as financial advice. Also this has been summarised using Copilot in Bing. Have attached the resources at the end.. Jane Street Group, a global investment management firm, has been in the spotlight recently due to a case...

Here's my 2 cents on why prices are increasing, data has been gathered from multiple sources Chinese speculators (not official players) are betting heavily on rising gold prices which has significantly boosted the rally to an all-time high this month. The number of long gold positions held by...

No it doesn't

You need to fix or get a new number plate

Score with upper ceilings?

For Zero Balance Account in HDFC, you can go for Basic Savings Bank Deposit Account (BSBDA). But please note that BSBDA will have limited services (limited withdrawals and deposits, No credit cards, etc.). For full Banking Experience you will have to convert into a Min Balance Account..

Negative remarks due to loan default in the past or otherwise

Apologies, my bad

Please understand that a blanket statement saying "ULIP is a Crime" is NOT true at all. All the Insurances serve a specific purpose, it is why they're sold and bought. The policy mentioned is neither the Worst Policy, not the Best Policy - It has a specific purpose of giving you Insurance +...

I'm sorry for my lack of understanding, but are these 'Federal Student Loans' available in India? From what I knew this was only available in the U.S

Already discussed here https://bekifaayati.co/threads/taxes-on-capital-gains-after-selling-mfs.1267/#post-5568

So you have a student account and you are making transactions worth 14-15 lakhs from this account?

Please note that such illegal things are not allowed on this platform

Seems like there's a lot going on with Axis Bank. First with so constant devaluations, now with ditching Mastercard Merger with Citi Bank seems to have shaken Axis Bank's Credit Card division

Few decent options are 1) SBI Worldwide 2) Niva Bupa Travel Assure 3) Reliance Travel Care 4) Tata Travel Guard