Search results

  1. ShavirB

    How to Link Aadhaar with Ration Card? Offline and Online Methods

    The Ration Card is one of the oldest forms of residence proofs in India. The concept of Ration Cards was started way back in the 1990s. Whereas Aadhar is the newest form of Residence Proofs, not just residence it acts as a Identification Proof for Individuals. Linking Oldest Form of Residence...
  2. ShavirB

    New guy

    Welcome to the community :)
  3. ShavirB

    Kotak Banned from Onboarding New Customer and Issuing new Credit Cards

    Apparently RBI found big issues in the Kotak's IT systems. And as per RBI, Kotak Bank did not manage or upgrade their softwares, access updates, and the security for their IT systems was also outdated. RBI has been flagging off this issue to Kotak Bank for 2 years now, but the Bank did not heed...
  4. ShavirB

    Is There any RBI Circular regarding Personal Loan/Home Loan Foreclosure that Banks charge at the time of early loan closure by Own orBalance Transfer?

    Bank would treat prepayment and balance transfer the same way since they would be losing business in either case. RBI doesn't specifically state if this rule is valid for simple prepayment or Balance Transfer.
  5. ShavirB

    Is There any RBI Circular regarding Personal Loan/Home Loan Foreclosure that Banks charge at the time of early loan closure by Own orBalance Transfer?

    Banks can't possibly do this as there 100s of T&Cs, this is why they make you sign the Sanction Letter and Agreement. Also RBI has a rule for Floating Rate Loans where Banks can't charge prepayment fees.
  6. ShavirB

    Wall Street's SECRET Strategy for Indian Markets?

    Please note that this is purely speculative and should not be taken as financial advice. Also this has been summarised using Copilot in Bing. Have attached the resources at the end.. Jane Street Group, a global investment management firm, has been in the spotlight recently due to a case...
  7. ShavirB

    Gold buying

    Here's my 2 cents on why prices are increasing, data has been gathered from multiple sources Chinese speculators (not official players) are betting heavily on rising gold prices which has significantly boosted the rally to an all-time high this month. The number of long gold positions held by...
  8. ShavirB

    Federal bank Credit Cards

    No it doesn't
  9. ShavirB

    Vehicle act rules

    You need to fix or get a new number plate
  10. ShavirB

    CIBIL Score Decoded.. Sort of

    Score with upper ceilings?
  11. ShavirB

    How to open a HDFC BANK zero balance account

    For Zero Balance Account in HDFC, you can go for Basic Savings Bank Deposit Account (BSBDA). But please note that BSBDA will have limited services (limited withdrawals and deposits, No credit cards, etc.). For full Banking Experience you will have to convert into a Min Balance Account..
  12. ShavirB

    Education Loan

    Negative remarks due to loan default in the past or otherwise
  13. ShavirB

    Purchased Tata AIA Life Insurance Smart Sampoorna Raksha

    Please understand that a blanket statement saying "ULIP is a Crime" is NOT true at all. All the Insurances serve a specific purpose, it is why they're sold and bought. The policy mentioned is neither the Worst Policy, not the Best Policy - It has a specific purpose of giving you Insurance +...
  14. ShavirB

    Education Loan

    I'm sorry for my lack of understanding, but are these 'Federal Student Loans' available in India? From what I knew this was only available in the U.S
  15. ShavirB

    How to check taxes on mutual funds?

    Already discussed here https://bekifaayati.co/threads/taxes-on-capital-gains-after-selling-mfs.1267/#post-5568
  16. ShavirB

    Hdfc No debit freeze

    So you have a student account and you are making transactions worth 14-15 lakhs from this account?
  17. ShavirB

    I am new here

    Please note that such illegal things are not allowed on this platform
  18. ShavirB

    Airtel Bank divorced Mastercard & got married to RuPay, 2 new baby RuPay comes with NCMC-enabled debit and prepaid cards

    Seems like there's a lot going on with Axis Bank. First with so constant devaluations, now with ditching Mastercard Merger with Citi Bank seems to have shaken Axis Bank's Credit Card division
  19. ShavirB

    Best Travel Insurance for Europe (Schengen countries)

    Few decent options are 1) SBI Worldwide 2) Niva Bupa Travel Assure 3) Reliance Travel Care 4) Tata Travel Guard
Top