As per OneCard blog from 2023:
BTW, OneCard generally offers a credit limit equal to 100% of the FD amount for their OneCard Credit Card. Keep that in mind before making your final decision.
Also HDFC Tata Neu Secured CC & IDFC Secured CCs are way better options than OneCard CC ✌️
Best of...
Does this mean you’re being offered an HDFC credit card based on a Monthly Payout FD scheme?
Make sure to double-check before applying to ensure you’re investing in an FD and not some kind of ULIP or insurance scheme, as ULIPs are just Worst Financial Product out there that bank officials are...
Since you are a Salaried person it's the best time for Applying LTF HDFC CCs. Check out following thread regarding the same:
https://bekifaayati.co/threads/hdfc-lifetime-free-ltf-credit-cards.6822/
Congrats on turning 18 and making a smart decision to invest in an FD! No judgment here, it’s a safe and solid choice. No Investment is a Good or Bad Investment, It's all about Goals, Tenure and Risk Appetite.
The credit limit you get against your FD is typically 80-90% of the FD amount. This...
Just don't activate the CC, It will automatically get closed after 32 days as per RBI guidelines.
If there’s an inquiry on your credit report, first contact SBI Customer Support via email to maintain proper records of the conversation. If they fail to resolve the issue, raise a dispute on the...
It will get on track soon, usually Experian is always slower in updating credit information compared to CIBIL. But if it's been over 3 months then raise dispute on Experian website. 🤗
I’d recommend spending some time learning about personal finance and investments, or maybe even consulting a reputable investment advisor or portfolio management professional. Trust me, if you’re thinking you can make a 5X return in 5 years just by asking around on online platforms, you’re...
I have rarely come across anyone obtaining the SBI Cashback CC on an FD basis from past 1 year. However, if you can secure it as a LTF card on an FD basis, I highly recommend going for it without any hesitation.
If that's not an option, I suggest opting for the SBI SimplySAVE RuPay CC. This card...
If you can compromise a little, check out the HDFC Farmer’s Savings A/C with MAB of ₹2,500 and a Debit Card AMC of ₹236. This account offers all the regular HDFC features, including access to credit cards, loans, and top-notch customer support. If your nearest HDFC branch provides good service...
Many people withdraw cash from petrol pumps and still receive a fuel surcharge waiver on their total transaction amount, whether they swipe their credit card or use their RuPay card through UPI scan & pay. Banks or credit agencies don’t have a system to verify each transaction type, whether it’s...
Try your Luck by applying for:
Amazon Pay ICICI LTF CC
HDFC LTF CC
Axis Neo LTF CC
Jupiter Edge Rupay LTF CC
Kiwi Rupay LTF CC
If your Luck runs out then go with Super Money Secured LTF CC or Amazon Pay Later to improve your Credit Score. 🫡
I'm not familiar with Kotak but you can check out following videos regarding the same:
If you're comfortable with Yono Cash feature(for withdrawing cash) & SBI Virtual DC(Regular Online usage), then you can close SBI physical DC too. ✌️
Most of the benefits mentioned on the website regarding the Neo Credit Card are inaccurate, such as the fuel surcharge waiver and the 5% discount on utility bill payments etc. I have been using this card for months and have never received any of these benefits, except for the discount on mobile...