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Skip the Millennia card since you already have the Swiggy HDFC card. If you are considering a Rupay card, try applying for the PIXEL Play card from PayZapp; it could be easily approved. However, if you are choosing it just for the sake of having a Rupay card, it may not be worth it.

Both banks engage in extensive cross-selling. However, if you are expecting credit card offers, IDFC is not worth the hassle. Regarding IndusInd, only a few of their cards are beneficial, and it is uncertain whether they would provide offers for those cards.

- Log in with your number and enter your inquiry. They will provide a faster resolution. - Typically, ICICI cards have slow refund processes. In my case, it took three months and multiple inquiries with Zomato, and they failed to refund the amount to the card. Instead, they provided a gift...

Stuck at ₹4.2 lakhs for a year, with no limit enhancement this time for me.

Yes

DCP card increases your chances of receiving future upgrades to the Diners Club Black (DCB) card, whereas co-branded cards do not offer upgrade options and are intended for use with specific brands only. Obtaining a high-tier core card will enhance your chances of upgrading to the highest tier...

I have two Lifetime Free (LTF) cards from HDFC. As per the current information, HDFC allows one core card and three co-branded cards. In a few rare cases, HDFC grants high Net Relationship Value (NRV) individuals a Business Black card as a floater card, resulting in two core cards for them, but...

Still DCP would be the best option.

Just checked I'm able to use my amazonpay ICICI card for buying giftcard.

Obtain the Diners Club Privilege (DCP) Lifetime Free (LTF) card first, and once you have it, apply for the SWIGGY card. - Despite the fee, the Axis card is worth keeping as it provides more returns than the fee.

CIBIL will be on him, but benefits could be combined like 1500 CB could be same for both cards should enquire HDFC CC once.

Last month Spending

Cashback credited in this month statment.

if the limit on your brother's card is high consider taking add on card from his account on your name and use it.

I currently have three HDFC cards. When I obtained my first card, the process was entirely offline, and I received a limit of ₹84,000. At that time, my other bank cards had a limit of ₹2.5 lakhs, and now four of my other bank cards have limits exceeding ₹3 lakhs. However, HDFC has remained at an...

Why do we need the Axis Flipkart card? I know individuals with four or five Axis cards. You can try your luck with customer care. Closing the Neo card is the only option left for you. However, as you are already nearing the ₹2.5 lakh milestone on your Privilege card and have good spending with...

Card Limit? The Tata Neu Infinity card has an upper cap of 500 NeuCoins per month on UPI transactions, if I am not mistaken. In that case, you would barely save ₹500, making it not worth the hassle. What other cards do you have? Consider opting for a card that offers milestone benefits. If a...

Approximately one to two points are deducted per inquiry, and more if your credit history is less than five years. Inquiries remain on the report for only three years and are deleted after that period, so there is nothing to worry about. I know individuals with over 50 inquiries who still...

No, my friend already attempted it and found it to be a waste of time and very frustrating. I have also seen similar feedback on online forums, so I have not emailed them. However, I hope HDFC will address this issue soon as it is clearly mentioned that we should receive a 10% discount on Instamart.

A minimum gap of six months between applications is required. If you continue to apply, your applications will be rejected as your previous card application is still active.