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For Online Purchases: Swiggy HDFC CC SBI Cashback CC/Amazon ICICI CC/Flipkart Axis CC Any HDFC/ICICI Core CC For Offline/Store Purchases: HDFC Tata Neu Infinity RuPay CC - Croma Samsung Axis CC Any HDFC/ICICI Core CC Pro Tip: Start by figuring out the exact product you want to buy. Once...

I used 96% of one of my credit cards in October 2024 which was around 40% of my total credit limit, but it hasn't had any major impact on my CIBIL score since then, as evident in the screenshot below

How Credit Utilization Ratio is Calculated: Credit utilization ratio = (Total credit used ÷ Total credit limit) × 100. In your case: Total credit limit = ₹3.75 lakhs (across 3 cards). Credit used = ₹1.25 lakhs (on one card). Credit utilization ratio = (₹1.25 lakhs ÷ ₹3.75 lakhs) × 100 =...

Yupp, but only if it's really LTF CC 🙄 Rupay, because then it will be easy to gain the Milestone Rewards 🤑 I don't think so 🤔

SBI SimplySAVE RuPay CC + Airtel Axis Rupay CC If you can, Try using Tata Neu app and then apply for Tata Neu Infinity RuPay CC ✌️

In the Topmost search bar

Nope ✌️

Hey Saksh! Opening a new bank account can indeed be a bit overwhelming with so many options. Let's break it down: Kotak 811 Super Interest Rate: Up to 3.5% p.a. Minimum Balance: Zero balance account. Debit Card: Classic Debit Card with a purchase limit of Rs. 200,000 per day and ATM cash...

Yes, the HDFC BizGrow Credit Card does give reward points on GST payments. Specifically, you earn 2 Cash Points per ₹150 spent on GST payments. Regarding the 10X Cash Points, if your monthly spend exceeds ₹10,000 across all categories, GST payments will also earn 10X reward points. This means...

Check out some latest videos, articles, and official website regarding the same. 🤗

Check out some latest videos & official website regarding the same 🤗

Because the current financial year is ending, every bank employee is trying to complete their targets by hook or crook. 😒 The best course of action is to raise the issue with the branch manager and bank customer care via email while maintaining proper records of communication. If the issue...

Currently I'm using following means to check my CIBIL score for Free: Amazon Pay, Cred, Gpay, One Score, & CIBIL official website(One Free Credit Report per Year) 🤑

Hey, just relax. You don't need to activate that credit card. If you leave it inactive for 37 days, it'll close automatically, no fees or penalties as per RBI guidelines. There might be a tiny, temporary blip on your credit report, but it'll bounce right back. 🤗

In India, Privacy is a Myth 🫣

Check out this old thread regarding the same: https://bekifaayati.co/threads/best-fd-backed-cc.8166/post-38673

Credit card's reach should mirror debit card's, Spend wisely. ✌️

For better understanding, watch following YT video:

For FDs(Principle + Interest = ₹500000 : DICGC Secured), you should consider checking out SFBs through platforms like Stable Money, Smallcase, Airtel app, Ind Money etc. But When it comes to Savings Accounts, I’d suggest going with conventional PSU and private banks like SBI, HDFC, ICICI, Axis...