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  1. M

    Help Needed: Home Loan Interest Rate Increased Despite RBI Repo Rate Cut

    Hello Everyone, I need some guidance on how to handle an issue with Bank of India regarding my home loan interest rate. My loan is on a floating interest rate basis, which means it should be linked to the Repo Based Lending Rate (RBLR). Here’s what happened: My original home loan interest...
    • mauleek
    • Thread
    • bankofindia consumerrights floatingrateloan homeloan interestratediscrepancy interestratehike rblr reporate
    • Replies: 1
    • Forum: Loans
  2. M

    Need Help on RBI Rules for Notifying Account Holders About Charges & Insufficient Funds

    Hello everyone, I need help in finding the relevant RBI notification or guidelines regarding banks notifying account holders about charges and insufficient funds. I had started six SIPs through the Groww app, which were supposed to be debited from my SBI account (my main operational account)...
    • mauleek
    • Thread
    • axis bank charges bank charges bank notification rules customer rights ecs return charges insufficient funds nach return charges rbi guidelines rbi notification unauthorized charges
    • Replies: 1
    • Forum: Bank Account
  3. M

    Does 3-4 days late payment of credit card dues affect credit score?

    I am using ICICI Bank Amazon pay card in which I have made delayed payment by 3-4 days. Does this delay will affect my credit score? If someone can give RBI rules & guidelines reference in this regards it will be very much helpful. I appreciate all your help & bekifaayti team for creating such...
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