Does 3-4 days late payment of credit card dues affect credit score?

[mauleek]

I am using ICICI Bank Amazon pay card in which I have made delayed payment by 3-4 days. Does this delay will affect my credit score? If someone can give RBI rules & guidelines reference in this regards it will be very much helpful. I appreciate all your help & bekifaayti team for creating such wonderful platform.

 

[nikhilchauhan]

Thank you for appreciation. The late payment of Credit Card must have badly affected your credit score. It is recommended to make sure that this doesn't happen again. Then only, it can recover within 3-4 months

 

[cardy]

I am using ICICI Bank Amazon pay card in which I have made delayed payment by 3-4 days. Does this delay will affect my credit score? If someone can give RBI rules & guidelines reference in this regards it will be very much helpful. I appreciate all your help & bekifaayti team for creating such wonderful platform.

Now a days it seems there is a grace period of 3days. May be this is for the payment made but not reflected. but not 4days it's surely affect your score badly and there will be DPD 4in your report. Credit score will be decreased.