no cost emi

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    Need Urgent Help! No-Cost EMI Charged as Regular EMI

    📣 Need Urgent Help! No-Cost EMI Charged as Regular EMI 😓 Hi everyone, I really need some guidance. I bought an iPhone 16 during the BBD sale on Flipkart using HDFC Credit Card – No Cost EMI (6 months). Flipkart clearly shows “No Cost EMI on Credit Card Transaction”, and my order amount is...
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    Will the credit card utilization ratio is counted by all active cards ?

    For example - I have 3 credit cards with total 3.75 lakhs limit each with 1.25. Now if i use for buying product of 1.25 lakhs on EMI by any 1 card how does the credit utilization ratio calculated ? Does it affect cibil score ? If yes Is there any other way ?
    • shreyasu
    • Thread
    • bank cibil score cred app credit bureau credit card credit card emi credit card expert credit card overloading credit card payment no cost emi
    • Replies: 5
    • Forum: Credit Cards
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    Samsung Phone on EMI

    I'm planning on using my HDFC credit card for my new Samsung purchase in January. I tried multiple ways of getting my limit enhanced but didn't work. I wanted to know if my purchase value is more than my credit limit can I still buy it using EMI? If so what amount will be blocked on my credit...
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    EMI Order cancellation but with a twist!!!

    Hi Guys I got a fascinating case today that I would like to share and get any feedback if possible. I ordered a Green Soul Gaming Chair for 13,497.06 (excluding 600 Amazon Pay Balance Cashback - Very Important to Note) on a 9-month No Cost EMI. Then after 14-15 hours, the same chair was...
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