staysparanoid
KF Rookie
I'm planning on using my HDFC credit card for my new Samsung purchase in January. I tried multiple ways of getting my limit enhanced but didn't work. I wanted to know if my purchase value is more than my credit limit can I still buy it using EMI? If so what amount will be blocked on my credit card because usually they block the full amount till it's converted to EMI, but if I don't have that much limit what amount will be blocked?