Aditya birla Active fit plus plan

[imiraldedhia]

Hi, has anyone seen this health insurance plan ? This looks too good to be true. with lower premium as compared to peers with, double the coverage from day1, with added small fee rider for consumables, free yearly health checkup, and wellness benefit discount on yearly renewal premuim.

I am just figuring out what is the catch in this plan as compared to other HDFC Ergo / Niva bupa.

 

[ShavirB]

Hi, as per IRDAI's last 3 years reports Aditya Birla Health Insurance has slight low Claims Settlement Ratio of 87% (Average of last 3 years). Their Incurred Claims Ratio of 49% is also slightly on the lower side (Average of last 3 years) - ideally it should be between 75-100%.