The Amex Centurion Card is generally known as the VIP pass of credit cards. It's made of fancy titanium and you can only get it if you're invited and meet some secret criteria. Let's look into it:
Fee and Charges:
The Centurion Card is like holding a piece of heavy, fancy titanium – it feels premium, but losing it means waiting a while for a replacement. To score this card, you usually need an invite, which comes after using Amex Platinum for a few years. When used daily, it is seen as a key card overseas but not in India.
Talking about the drawbacks. The Centurion Card is often seen as more for flaunting than practical value. Despite its perks, justifying the annual fees is a challenge. The concierge service in India doesn't shine as it should, making it less appealing for those expecting top-notch assistance. It only makes sense if you travel internationally frequently.
In the grand scheme of credit cards, there are likely better options for most of us. The Centurion Card caters to the super-rich who prioritize saving time over money. The 'Meet and Greet' service might be a perk for frequent flyers, but for the rest of us in the 3rd world, it might not be worth the hype or the hefty fees, so I would like to rate this card 3.5/5 since this card might be something in the coming years but currently it is not that relevant.
Fee and Charges:
- You pay a one-time joining fee of Rs. 2 Lakhs and an annual fee of Rs. 2.5 lakhs.
- If you want more cards for your family or friends, you'll have to pay extra.
- Enjoy complimentary memberships to luxurious hotel clubs and airlines like Hilton Hotels Diamond, Accor Hotels Platinum, Shangri La Inner Circle Gold, British Airways Gold Membership, and Etihad Airways Gold.
- Have a Centurion Relationship Manager to make you feel important.
- Access a concierge service 24/7 for assistance with flights, hotels, and reservations at trendy restaurants.
- Use airport lounges whenever you travel.
- No spending limit – go ahead and spend as much as you want!
- Unlock special deals on global hotel stays and restaurants.
- Receive assistance with visas for other countries.
- Occasionally, enjoy discounts on flight tickets.
- You pay a 3.5% foreign currency fee.
- The benefits might change from year to year.
- People talk a lot about the concierge service, but my experience in India hasn't been great.
- They're good at booking flights but not so much with other stuff.
- The technology is a bit old-school – like, why can't supplementary cardholders do online transactions without bothering the primary cardholder?
The Centurion Card is like holding a piece of heavy, fancy titanium – it feels premium, but losing it means waiting a while for a replacement. To score this card, you usually need an invite, which comes after using Amex Platinum for a few years. When used daily, it is seen as a key card overseas but not in India.
Talking about the drawbacks. The Centurion Card is often seen as more for flaunting than practical value. Despite its perks, justifying the annual fees is a challenge. The concierge service in India doesn't shine as it should, making it less appealing for those expecting top-notch assistance. It only makes sense if you travel internationally frequently.
In the grand scheme of credit cards, there are likely better options for most of us. The Centurion Card caters to the super-rich who prioritize saving time over money. The 'Meet and Greet' service might be a perk for frequent flyers, but for the rest of us in the 3rd world, it might not be worth the hype or the hefty fees, so I would like to rate this card 3.5/5 since this card might be something in the coming years but currently it is not that relevant.
