the_big_dipper_07
KF Rookie
I have Sbi simply click credit card, I've checked the spend analizer in the app it's showing 1 lakh from January till date. But when I call the Caustomar care they told me it is calculated based on the total due amount after the statement generation. I'm shocked.I Don't even spend on rent or load wallet.Generally I pay most of the amount before bill generation to maintain the utilisation ratio. Help me with this. want to know how the total spend is calculated and is there any specific time period for a annum or it's calculated right after the card issuance.