Kishan_Sharma
KF Ace
Feel free to reach out if you require assistance with home loans or loans against property.
Have seen Loan offers at lower rates than 8.40%8.40% per annum.
Mandatory in some banks only.Is Loan Insurance Mandatory for Loan Against Property
Hi, I am having home loan from Canara bank for roi 9.35%, and loan amount is 48L and duration is for 20 years in that , its been 4 years since I am paying emi, but till now I haven't paid any extra emi or lumpsum payment, my emi comes around 45000, since bank has increased roi due to increase in RBI repo rate, so I was thinking to transfer the loan to diff bank which offers less interest, but someone told that now if we switch again I need to bear all the charges which almost comes to the same amount which I save in paying interests, so what would be best approachFeel free to reach out if you require assistance with home loans or loans against property.
Which are these banks ? Can you please specify ? What if person has term insurance?Mandatory in some banks only.
9.35 is v high.. pls. look to switch.. 8.35/8.4 is the stable rate nowHi, I am having home loan from Canara bank for roi 9.35%, and loan amount is 48L and duration is for 20 years in that , its been 4 years since I am paying emi, but till now I haven't paid any extra emi or lumpsum payment, my emi comes around 45000, since bank has increased roi due to increase in RBI repo rate, so I was thinking to transfer the loan to diff bank which offers less interest, but someone told that now if we switch again I need to bear all the charges which almost comes to the same amount which I save in paying interests, so what would be best approach
And also bank has forcefully given insurance against home loan at the same roi
Can we take loan against the already purchased land and what interest rate it would be ?Feel free to reach out if you require assistance with home loans or loans against property.
will be LAP.. not at home loan rate.. will be higherCan we take loan against the already purchased land and what interest rate it would be ?
Also, the second question is my brother have to apply for a home loan but he is now settled in UK, Can he apply for home loan from UK ?
yes u can transfer.. no issues.. keep negotiations on... just choose carefully.. as ever loan application also hits cibilHi
I want to ask question about our new loan against property taken from ABHL but they are charging 10% intrest rate loan amount is 40L. Due to my father cibil issue score is 750+ but had 1 settlement with private loan company and 1 old credit card payment issue(2008) which was settled last year. Although my mother's cibil is clear around 790 .
My question is can we transfer or get a lower intrest rate later when my father's cibil report will be clean or can we do something prior tp that also.
PFA cibil report form GPay.
@ShavirB @Kishan_Sharma