Avoid Convenience Fees while making Electricity/Other Bill Payments with CC

[itstaksheel]

We all know that if you pay any sort of bill with your Credit Card you're charged a convenience fee. However, I recently found out a loophole through which it can be avoided.

Instead of paying directly you can buy a Amazon Gift Card and pay it through that gift card. Gift Cards can be directly purchased on the Amazon app.

Example: Let's say your Electricity Bill for this month is ₹3,000. So instead of paying ₹3,000 directly from your CC use the CC to buy a Amazon Gift Card of ₹3,000 and then add that gift card to your Amazon Pay Wallet. Then use your wallet balance to pay the bill.

NOTE: This only works on bill payments below ₹50,000 (most Indian households) as Amazon has a upper limit of ₹50,000 on bill payments.

 

[shubhamk06]

We all know that if you pay any sort of bill with your Credit Card you're charged a convenience fee. However, I recently found out a loophole through which it can be avoided.

Instead of paying directly you can buy a Amazon Gift Card and pay it through that gift card. Gift Cards can be directly purchased on the Amazon app.

Example: Let's say your Electricity Bill for this month is ₹3,000. So instead of paying ₹3,000 directly from your CC use the CC to buy a Amazon Gift Card of ₹3,000 and then add that gift card to your Amazon Pay Wallet. Then use your wallet balance to pay the bill.

NOTE: This only works on bill payments below ₹50,000 (most Indian households) as Amazon has a upper limit of ₹50,000 on bill payments.

We all know that if you pay any sort of bill with your Credit Card you're charged a convenience fee. However, I recently found out a loophole through which it can be avoided.

Instead of paying directly you can buy a Amazon Gift Card and pay it through that gift card. Gift Cards can be directly purchased on the Amazon app.

Example: Let's say your Electricity Bill for this month is ₹3,000. So instead of paying ₹3,000 directly from your CC use the CC to buy a Amazon Gift Card of ₹3,000 and then add that gift card to your Amazon Pay Wallet. Then use your wallet balance to pay the bill.

NOTE: This only works on bill payments below ₹50,000 (most Indian households) as Amazon has a upper limit of ₹50,000 on bill payments.

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I think on CRED we don't have any convenience fees

 

[gurpalsachdeva]

M

I think on CRED we don't have any convenience fees

 

[gurpalsachdeva]

M

Cred charges convinience fees

 

[gurpalsachdeva]

No convinience fees using HDFC credit card on payzapp

 

[doctoramar]

With sbi cashback card and tata neu hdfc infinity cards you get 5% cashback on buying amazon pay vouchers directly on Amazon or tata neu.

 

[RitamModak]

Are you guys paying convince fee Just use AXIS ACE or AXIS airtel on electricity bill payment ...it will give 500/month at the rate of 5% cashback and 10% cashback up to 250/months respectively. For recharges DTH also you can use.

 

[yaravinds9]

With sbi cashback card and tata neu hdfc infinity cards you get 5% cashback on buying amazon pay vouchers directly on Amazon or tata neu.

Is this true, buying the amazon pay vouchers on TATA Neu app using HDFC Infinity CC earns 5% cash back? Did you tried and you received the cashback? Can you please confirm?