Axis FD Based CC Apply

[ankur Jadhav]

I want to get an Axis Bank credit card, but my application has been rejected multiple times. I already have ICICI, HDFC, and SBI credit cards with good credit limits. I mainly want the Axis card for Flipkart purchases and sale offers.


Despite having a CIBIL score above 780 and a stable job with sufficient salary, my Axis credit card application has been rejected four times — I apply every 4 months. I’ve also emailed Axis Bank several times but haven’t received a proper response.


Now, I’m considering applying for a fixed deposit (FD)-based credit card with Axis Bank. Later, I’ll try again for an unsecured card. I believe Axis may have changed its policy: if your application is rejected, you must wait 1 year before reapplying. However, if your card is approved, you can apply for another Axis credit card even the next day.

can i do this now

 

[Vishalsharma]

I want to get an Axis Bank credit card, but my application has been rejected multiple times. I already have ICICI, HDFC, and SBI credit cards with good credit limits. I mainly want the Axis card for Flipkart purchases and sale offers.


Despite having a CIBIL score above 780 and a stable job with sufficient salary, my Axis credit card application has been rejected four times — I apply every 4 months. I’ve also emailed Axis Bank several times but haven’t received a proper response.


Now, I’m considering applying for a fixed deposit (FD)-based credit card with Axis Bank. Later, I’ll try again for an unsecured card. I believe Axis may have changed its policy: if your application is rejected, you must wait 1 year before reapplying. However, if your card is approved, you can apply for another Axis credit card even the next day.

can i do this now

Do nothing if you can able to open their Ac then just open it and use it for 5 or 6 months maintain a good balance on it and do transaction, bill payment after that you received a pre-approved card . If not received then apply it you will get your card

 

[ankur Jadhav]

Do nothing if you can able to open their Ac then just open it and use it for 5 or 6 months maintain a good balance on it and do transaction, bill payment after that you received a pre-approved card . If not received then apply it you will get your card

i don't want to open acount in axis any other option

 

[Vishalsharma]

i don't want to open acount in axis any other option

This is the safest option that i can say otherwise it's your choice. but don't apply too much frequently wait for 6 months as cooling period then apply