I have an Account with Axis Bank and I also have an FD base credit card on Kotak and for this card my cibil is now 750+, earlier it was 788+ but due to Axis Neo CC enquiry it got decreased. But I want to apply for that. I am 20 years old Student. Kindly Guide me how to get this card with a lower limit appx. 10K as this LTF card for now with decent offers.