Axis Neo rupay credit card and HDFC rupay credit card

dg1

KF Ace
Hello Everyone,

Hope all of you are doing well.

I have existing Flipkart axis and HDFC regalia gold credit card.

I am getting offer for rupay version of axis Neo credit card and HdfC UPI rupay credit card life time free.

Are both of these good rupay cards to have & which one I should choose OR is there any other good Rupay CC LTF OR should I wait for LTF offer on axis my zone rupay CC. Has anyone got LTF offer on axis my zone CC

If I take a Neo card now as LTF and after using it for sometime can I ask to upgrade in my zone LTF. Is it possible?

What point I need to keep me mind before applying for these cards.
 

Raj2708

KF Mentor
I have neu card,
My Exp of Axis only hereI have opted pre-approved LTF neo card I opted for that.
I don't know when they will provide Pre-approved LTF My zone.
My friend got LTF myzone credit card because she has Axis bank account and My zone was her first card.
In 1st quarter also My zone was LTF.
 
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Skylar

KF Master
Are both of these good rupay cards to have & which one I should choose OR is there any other good Rupay CC LTF OR should I wait for LTF offer on axis my zone rupay CC. Has anyone got LTF offer on axis my zone CC
Better wait for other cards of axis to be avilable on Rupay network
Neo is not cool nor that HDFC UPI card.
 
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zacobite

KF Mentor
ch
Hello Everyone,

Hope all of you are doing well.

I have existing Flipkart axis and HDFC regalia gold credit card.

I am getting offer for rupay version of axis Neo credit card and HdfC UPI rupay credit card life time free.

Are both of these good rupay cards to have & which one I should choose OR is there any other good Rupay CC LTF OR should I wait for LTF offer on axis my zone rupay CC. Has anyone got LTF offer on axis my zone CC

If I take a Neo card now as LTF and after using it for sometime can I ask to upgrade in my zone LTF. Is it possible?

What point I need to keep me mind before applying for these cards.
choose 1 good rupay card.. u won't need more.. most rupay cards are similar.. not much difference.. my suggestion is. NOT to take hdfc./ axis / sbi. they are strict with number of cards so may impact your future options.. take rupay from anyone else... idfc / kotak / others..
 
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dg1

KF Ace
ch

choose 1 good rupay card.. u won't need more.. most rupay cards are similar.. not much difference.. my suggestion is. NOT to take hdfc./ axis / sbi. they are strict with number of cards so may impact your future options.. take rupay from anyone else... idfc / kotak / others..
1. How many max cards we can have from HDFC axis sbi?

2. In other options How is Jupiter CC heard that it is good option under rupay?
 

abhimarda

KF Mentor
1. How many max cards we can have from HDFC axis sbi?

2. In other options How is Jupiter CC heard that it is good option under rupay?
1) For HDFC normally 1 core card and a floater (Rupay) card on it. Apart from that 2 cobranded cards. Very rarely have heard 2 core cards with someone. I have 1 core ( Regalia) and 2 cobranded- Tata Neu Infinity and Swiggy HDFC. For Axis one could have 3 cards however for people who had Citibank cards those are getting converted to Axis cards and they have more. I have 3 Axis cards...did not have any Citi card.
For SBI, I am not sure if there is any criteria but they don't want customers to be given multiple cards. I have 3 cards of SBI.

2. Jupiter CC may be a good option however I understand that it is issued by CSB and it is hard to come by.
 

tgspatro

KF Rookie
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krishna1718

KF Mentor
Hello Everyone,

Hope all of you are doing well.

I have existing Flipkart axis and HDFC regalia gold credit card.

I am getting offer for rupay version of axis Neo credit card and HdfC UPI rupay credit card life time free.

Are both of these good rupay cards to have & which one I should choose OR is there any other good Rupay CC LTF OR should I wait for LTF offer on axis my zone rupay CC. Has anyone got LTF offer on axis my zone CC

If I take a Neo card now as LTF and after using it for sometime can I ask to upgrade in my zone LTF. Is it possible?

What point I need to keep me mind before applying for these cards.
if you really need good rupay card leave these two. if you want selected one among 2 you can choose HDFC UPI Rupay for UPI payment others you choose neo
 
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