ayushjhaonline
KF Expert
Hey everyone, I need some help understanding what just happened with my HDFC credit card limits today.
My setup before today:
Primary Card: HDFC Giga Business
Other Cards: 2 floater cards sharing the same limit
Total Shared Limit: ₹1,81,000
Note: I did not have any pre-approved Limit Enhancement (LE) offers showing on my account.
What happened today:
I was casually scrolling through PayZapp and saw a banner for a pre-approved UPI RuPay credit card. Out of curiosity, I manually clicked "check eligibility."
It showed that I was eligible and mentioned the card would share the limit with my primary card. However, the limit displayed was ₹3,62,000 (exactly double my existing limit).
I went ahead and accepted the offer. Now, my primary Giga Business card, the new RuPay card, and all my old floater cards are showing a combined shared limit of 3,62,000!
My questions for the community:
1 Since I had no prior LE offers, did applying for the RuPay card trigger a "silent" limit increase in the backend?
2 Could this just be a known PayZapp/HDFC display glitch where the system accidentally added my old limit twice (1.81L + 1.81L)?
Has anyone else experienced this recently? Should celebrate the 2X increase or call customer care to fix a glitch? Thanks!
My setup before today:
Primary Card: HDFC Giga Business
Other Cards: 2 floater cards sharing the same limit
Total Shared Limit: ₹1,81,000
Note: I did not have any pre-approved Limit Enhancement (LE) offers showing on my account.
What happened today:
I was casually scrolling through PayZapp and saw a banner for a pre-approved UPI RuPay credit card. Out of curiosity, I manually clicked "check eligibility."
It showed that I was eligible and mentioned the card would share the limit with my primary card. However, the limit displayed was ₹3,62,000 (exactly double my existing limit).
I went ahead and accepted the offer. Now, my primary Giga Business card, the new RuPay card, and all my old floater cards are showing a combined shared limit of 3,62,000!
My questions for the community:
1 Since I had no prior LE offers, did applying for the RuPay card trigger a "silent" limit increase in the backend?
2 Could this just be a known PayZapp/HDFC display glitch where the system accidentally added my old limit twice (1.81L + 1.81L)?
Has anyone else experienced this recently? Should celebrate the 2X increase or call customer care to fix a glitch? Thanks!
