Bank of Baroda open new savings account

[vermahoney]

Mera ye question hai ki maine aabhi recently Bob bank mai ₹2000 minimum balance account open Kara hai,but uss mai maine aapni income ₹2lakh/month batai thi but jo Bob staff ne uss mai 2Lakh/annum kar diya to usse kya koi future mai dikkat ho sakti hai kyuki jo mere baki bank account hai uss mai meri income already 2Lakh/Month hai.Or jab maine main branch mai unn se consult Kiya to unhone bola ki koi dikkat nahi hai.Isse kuch nahi hota.
Kyuki mughe zyada transactions karne hote hai.So mughe ye lagta hai ki meri 2Lakh se zyada haar month hota he hai to isse koi impact to nahi padega na.Or kya mai branch mai Jake unn se sab correct karao ya direct band kar du.Or band Karu to kya wo koi charge lenge to close my account.but aabhi mere pass kit deliver nahi hui hai.I am just bit confused

 

[ChinmayG]

मुझे नहीं लगता कि बैंक को कम वार्षिक वेतन बताने से कोई समस्या होगी, जब तक कि आपने सही आय को अपने ITR में दिखाया हो। हाँ, allowed number of transactions बैंक-टू-बैंक भिन्न हो सकती है। तो अगर आप महीने में सैकड़ों लेन-देन करते हैं... तो या तो अपने बैंक को पहले से ही इसकी जानकारी दें और वे आपको इसके लिए उपयुक्त सेविंग्स अकाउंट की सलाह देंगे या फिर आपको कई लेन-देन की अनुमति देंगे।

यदि आप नए बैंक खाते में अपनी पहली जमा राशि के 14 दिनों के भीतर खाता बंद करते हैं, तो कोई शुल्क नहीं लिया जाएगा। 14 दिनों से 1 वर्ष के बीच खाता बंद करने पर ₹200/- प्लस सेवा कर का शुल्क लिया जाएगा।

 

[Mr.Christmas]

14 days ke andar close krne se koi charge nhi lagta hai.. Ek baar baat kr ke dekho branch me

 

[Poornima Jain]

No problem would occur whether your income, mentioned in the bank profile is low or high. For high value transactions, all you need is your PAN card should link with your account. And transaction of 5 lakh or more than 5 lakh, you need to submit PPS ( a type of consent ) to your paying Bank. That's it.And if you want to close your account, you may submit an application to close, no penalty or charges are needed. It's really simple not much complicated. If you need more help regarding this, you may ask.

 

[cardy]

Don't worry income is a variable thing.
Today you are earning 2L/m tommoro you may have lost your job. Income 0/m for atleast some months.
Again next month you may have got a promotion and your income may be 4L/m
Isn't it?
So how bank deal with that?
They have option to update your profile.
So go to branch and fill a profile update form or kyc update form which ever may be the name where there is option of income. Just Update it.
Don't need to close or anything