Bank offered to increase my credit card limit from 60k to 2.3lk

[sudiptaroychowdhury]

I need to know that if I increase my credit card limit but I don't use that credit card very much, can this affect my credit score?? by the way i am using icici coral rupay credit card.

 

[17ysaurabh]

It's okay if you don't use your credit card that much. If you increase the credit limit and keep the usage same, it might increase the credit score as the credit utilisation goes down.
So, go for it.

 

[sudiptaroychowdhury]

thanks brother.

 

[anuragmukherjee28]

It's okay if you don't use your credit card that much. If you increase the credit limit and keep the usage same, it might increase the credit score as the credit utilisation goes down.
So, go for it.

trueee