Bargaining for better credit card limit on opening salary account

[username20]

I have a credit card with a limit of 7k and a cibil of 780+. I recently joined a job and opened a salary account they are asking me to take a credit card with annual charges. That too a entry level card.

How can I bargain for a better card limit ~1.2L as my salary is ~40k per month and I have good track record. Can get a more rewarding card instead of entry level cards.

Or

Can I apply for hdfc swiggy card, axis airtel card. But they may not be LTF for me mostly.

 

[TaxWiser]

I have a credit card with a limit of 7k and a cibil of 780+. I recently joined a job and opened a salary account they are asking me to take a credit card with annual charges. That too a entry level card.

How can I bargain for a better card limit ~1.2L as my salary is ~40k per month and I have good track record. Can get a more rewarding card instead of entry level cards.

Or

Can I apply for hdfc swiggy card, axis airtel card. But they may not be LTF for me mostly.

Since you are a Salaried person it's the best time for Applying LTF HDFC CCs. Check out following thread regarding the same:

HDFC Lifetime Free (LTF) Credit Cards

Festive Offer until 31st December 2024 🥳 HDFC LTF CC: Swiggy HDFC, Tata Neu Infinity & Plus CC Grab it before it's gone 🤗 Best of Luck 👍

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