Piyush Yadav
KF Ace
Hey 
.. I want to know which app is best for credit card bill payment...
.. I want to know which app is best for credit card bill payment...
Best App for Credit card bill payment
- Thread starter Piyush Yadav
- Start date
luciferocious
KF Mentor
watching
17ysaurabh
KF Mentor
I have used the Mobikwik app for credit card bill payments for the last few months. It gives 1% cashback up to Rs. 100 in a month using FULLPAY code.
However, this month it was showing this coupon code is not applicable
Besides, I also use the HDFC Bank app and I pay the credit card bill through the Bill Pay feature. It gives 1% cashback as reward points on paying using a debit card. Though, these reward points get credited after a few months. I don't know what's the exact time. The upper limit depends on which debit card you have. For the millennia debit card, it is Rs. 400.
However, this month it was showing this coupon code is not applicable
Besides, I also use the HDFC Bank app and I pay the credit card bill through the Bill Pay feature. It gives 1% cashback as reward points on paying using a debit card. Though, these reward points get credited after a few months. I don't know what's the exact time. The upper limit depends on which debit card you have. For the millennia debit card, it is Rs. 400.
Jaibeer Singh
KF Ace
Cred is most reliable don’t think about rewards,Cheq is also there but rewards are of name sake.Hey
Piyush Yadav
KF Ace
Means hdfc debit card is necessary for payment.... Or we have to use any?I have used the Mobikwik app for credit card bill payments for the last few months. It gives 1% cashback up to Rs. 100 in a month using FULLPAY code.
However, this month it was showing this coupon code is not applicable
Besides, I also use the HDFC Bank app and I pay the credit card bill through the Bill Pay feature. It gives 1% cashback as reward points on paying using a debit card. Though, these reward points get credited after a few months. I don't know what's the exact time. The upper limit depends on which debit card you have. For the millennia debit card, it is Rs. 40
Piyush Yadav
KF Ace
Ok thnx...
17ysaurabh
KF Mentor
Yes. HDFC debit card is necessary.Means hdfc debit card is necessary for payment.... Or we have to use any?
Piyush Yadav
KF Ace
Ohkk thnx
Piyush Yadav
KF Ace
I also think same
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Poshnerhalfling
KF Ace
And for hdfc visa platinum debit card, the upper limit is Rs. 750.I have used the Mobikwik app for credit card bill payments for the last few months. It gives 1% cashback up to Rs. 100 in a month using FULLPAY code.
However, this month it was showing this coupon code is not applicable
Besides, I also use the HDFC Bank app and I pay the credit card bill through the Bill Pay feature. It gives 1% cashback as reward points on paying using a debit card. Though, these reward points get credited after a few months. I don't know what's the exact time. The upper limit depends on which debit card you have. For the millennia debit card, it is Rs. 400.
loknath028
KF Rookie
I would suggest to use CRED app. It not only gives reward on credit card bill pay also gives on any kind of payment like send money, QR scan pay and so much options there to get rewardsHey
If maximizing the cashback on credit card bill payment is the aim (without considering the liquidity or using full credit term of credit card) the combo of Mobikwik and HDFC billpay is the best especially if your total credit card bills exceed 1lakh per month. For maximizing cashback keep all your credit card final billed amount close to 10k. Use Mobikwik to pay bill and get Rs.100 on FULLPAY. To ensure your bill amount is close to 10k, use HDFC Billpay prior to bill generation to get 1% cashback upto 750 pm. You can also use Mobikwik to pay in your credit card multiple times before your current months's last bill due date. Eg. Your SBI card bill generated on 2nd Jan with last due date to pay 22nd Jan and amount 10k. You made payment of your bill by 18th Jan however you see that there is large transaction of 1.45lakh on 20th Jan and on such bill there is no good way to get 1% cashback. What you can do is prepay 10k 7times on Mobikwik using FULLPAY 6 times till 22nd Jan after going into history and repeating the transaction...Mobikwik let's you do that if you make full payment of your last bill (to note there should not be paise figure in bill else it will not work) and then pay 75k From Hdfc Billpay on 1st Feb. On 2nd Feb your bill will again be 10k...use Mobikwik again in next month..if you think it works or not just attaching the list of it.
Pahulpreet Kaur
KF Mentor
No doubt using HDFC debit card is the best. If you dont want to pay annual fees of debit card then simply open a savingsMax account with HDFC if you are okay keeping 25k as min balance in it then you get there platinum debit card for free without any annual charges. Only drawback is it takes 2-3 days after payment to get reflected in your card. If you dont want to keep 25k as minimum balance you can go for normal saving account which needs 10k as minimum balance and if you take millenium debit card it will cost you approx 590 annually so if you annual spend on credit cards is more than 60k then this can be an option for you. If you dont want HDFC debit card option then simply go with Cheq (they used to charge processing fee earlier but now they have made it free completely) you get 1% cheq chips which can be used to pay your next bill 1 cheq chip = 0.25 Rs.
financial12345
KF Mentor
How to get three debit card on HDFC salary account is it possible
financial12345
KF Mentor
What is the t&c for getting 1 percent cashback in mobikwikI have used the Mobikwik app for credit card bill payments for the last few months. It gives 1% cashback up to Rs. 100 in a month using FULLPAY code.
However, this month it was showing this coupon code is not applicable
Besides, I also use the HDFC Bank app and I pay the credit card bill through the Bill Pay feature. It gives 1% cashback as reward points on paying using a debit card. Though, these reward points get credited after a few months. I don't know what's the exact time. The upper limit depends on which debit card you have. For the millennia debit card, it is Rs. 400.