Best FD credit credit card.

[scorpio@99]

Please suggest a credit card against FD that meets the following criteria.
1. For students.
2. To Improve cibil score
3. FD ammount around ₹5,000
4. Charges must Lifetime free or minimal


Now let's see how the #1 community completes this task.

 

[launchcraft]

1. IDFC FIRST WOW Credit Card

• FD amount: ₹5,000+
• Lifetime free (no joining or annual fee)
• Backed by FD, with 100% credit limit of deposit
• Supports UPI payments via RuPay
• Helps build CIBIL score easily for students

2. SBM ZET Credit Card

• FD amount: ₹5,000+
• Lifetime free virtual card
• Works on UPI for instant transactions
• Designed to help build 750+ credit score
• Fast approval and student-friendly

3. Rupicard FD Credit Card

• Minimum FD: ₹5,000
• Lifetime free
• Fully digital approval and usage
• Ideal for students new to credit system
• Reports activity to credit bureaus for score growth

• To build credit history fast: Use the card regularly for small purchases, stay below 30% of your credit limit, and pay dues in full each month. Doing this for 6–12 months will quickly start showing in your CIBIL score.

 

[krishna1718]

Stable money suryoday secured creditcard minimum fd 1000 0.5 % cashback on all online spends upto 3000/ month and lifetime free Good fd rates and even 10rs you spend you will get .5% cashback

 

[Aayush@7983]

Suggest me the best fd backed credit card I have no cibil and want to build cibil

 

[rohit_20085]

Stable money suryoday secured creditcard minimum fd 1000 0.5 % cashback on all online spends upto 3000/ month and lifetime free Good fd rates and even 10rs you spend you will get .5% cashback

For stable money suryoday card, min FD amount is rs. 40000, & not 1000

 

[krishna1718]

For stable money suryoday card, min FD amount is rs. 40000, & not 1000

Minimum fd 1000
1000 to 35000 - Virtual card platinum
35000 to 115000 - physical card platinum variant
Above 115000 - physical card select variant

 

[krishna1718]

Suggest me the best fd backed credit card I have no cibil and want to build cibil

PhonePe wish by Utkarsh - Minimum FD 2000
Supermoney Kotak - Minimum FD 1000
Stable money suryoday - Minimum FD 1000
If you able to afford 20K FD - IDFC WOW
If you able to afford 50K FD - ICICI insta platinum