Best life time free credit cards in india for year 2024

[zafar]

Guide to Choosing the Best Lifetime Free Credit Card in India for year 2024: Cashback, Rewards, & Travel Champs

Cashback:

RBL Bank SaveMax: 5% groceries, 2% movies/online, 1% others + free credit advice.

Dhanlaxmi Bank Platinum: 1% all spends, unlimited, + lounge access & airport transfers.

Kotak League Platinum: 2% cashback on all spends, no cap, + airport lounge access twice a quarter.


Reward Points:

IDFC FIRST Millennia: 10X points >₹20k/month & birthday, 6X online, 3X offline <₹20k.

Shoppers Stop HDFC Bank: 5 points/₹150 at Shoppers Stop, 1 point/₹150 elsewhere.

ICICI Bank Platinum Chip: 2 points/₹100 retail (excl. fuel), 1 point/₹100 insurance/utility, + fuel surcharge waiver & dining discounts.


Travel:


IDFC FIRST Select: 12X travel points, bonus dining/entertainment + travel insurance & lounge access.

IndusInd Aura Edge: 2 points/₹150 travel/dining, 1 point/₹150 others + travel insurance & lounge access.

HDFC Diners Club Rewardz: 10X reward points on travel spends + airport lounge access & travel insurance.


Other factors to consider:

Welcome bonus: Check for bonus points or cashback upon sign-up.
Interest rates: Compare fees for purchases and cash advances.
Eligibility: Ensure you meet the income and credit score requirements.
Remember, the best card depends on your spending habits and priorities. Research thoroughly before applying.

 

[financial12345]

Guide to Choosing the Best Lifetime Free Credit Card in India for year 2024: Cashback, Rewards, & Travel Champs

Cashback:

RBL Bank SaveMax: 5% groceries, 2% movies/online, 1% others + free credit advice.

Dhanlaxmi Bank Platinum: 1% all spends, unlimited, + lounge access & airport transfers.

Kotak League Platinum: 2% cashback on all spends, no cap, + airport lounge access twice a quarter.


Reward Points:

IDFC FIRST Millennia: 10X points >₹20k/month & birthday, 6X online, 3X offline <₹20k.

Shoppers Stop HDFC Bank: 5 points/₹150 at Shoppers Stop, 1 point/₹150 elsewhere.

ICICI Bank Platinum Chip: 2 points/₹100 retail (excl. fuel), 1 point/₹100 insurance/utility, + fuel surcharge waiver & dining discounts.


Travel:


IDFC FIRST Select: 12X travel points, bonus dining/entertainment + travel insurance & lounge access.

IndusInd Aura Edge: 2 points/₹150 travel/dining, 1 point/₹150 others + travel insurance & lounge access.

HDFC Diners Club Rewardz: 10X reward points on travel spends + airport lounge access & travel insurance.


Other factors to consider:

Welcome bonus: Check for bonus points or cashback upon sign-up.
Interest rates: Compare fees for purchases and cash advances.
Eligibility: Ensure you meet the income and credit score requirements.
Remember, the best card depends on your spending habits and priorities. Research thoroughly before applying.

HDFC diners club ltf hai kya????

 

[Sukhdeep0729]

Guide to Choosing the Best Lifetime Free Credit Card in India for year 2024: Cashback, Rewards, & Travel Champs

Cashback:

RBL Bank SaveMax: 5% groceries, 2% movies/online, 1% others + free credit advice.

Dhanlaxmi Bank Platinum: 1% all spends, unlimited, + lounge access & airport transfers.

Kotak League Platinum: 2% cashback on all spends, no cap, + airport lounge access twice a quarter.


Reward Points:

IDFC FIRST Millennia: 10X points >₹20k/month & birthday, 6X online, 3X offline <₹20k.

Shoppers Stop HDFC Bank: 5 points/₹150 at Shoppers Stop, 1 point/₹150 elsewhere.

ICICI Bank Platinum Chip: 2 points/₹100 retail (excl. fuel), 1 point/₹100 insurance/utility, + fuel surcharge waiver & dining discounts.


Travel:


IDFC FIRST Select: 12X travel points, bonus dining/entertainment + travel insurance & lounge access.

IndusInd Aura Edge: 2 points/₹150 travel/dining, 1 point/₹150 others + travel insurance & lounge access.

HDFC Diners Club Rewardz: 10X reward points on travel spends + airport lounge access & travel insurance.


Other factors to consider:

Welcome bonus: Check for bonus points or cashback upon sign-up.
Interest rates: Compare fees for purchases and cash advances.
Eligibility: Ensure you meet the income and credit score requirements.
Remember, the best card depends on your spending habits and priorities. Research thoroughly before applying.

Only amazon icici credit card best no annual fee and 1% every offline transaction and 2 % bill payment and 5% groceries amazon shopping

 

[zafar]

HDFC diners club ltf hai kya????

No, the HDFC Diners Club Black Credit Card is not lifetime free. It has an annual fee of ₹10,000 + applicable taxes. However, you can get the renewal fee waived off by spending ₹5 lakhs in a year.

 

[Help101]

Guide to Choosing the Best Lifetime Free Credit Card in India for year 2024: Cashback, Rewards, & Travel Champs

Cashback:

RBL Bank SaveMax: 5% groceries, 2% movies/online, 1% others + free credit advice.

Dhanlaxmi Bank Platinum: 1% all spends, unlimited, + lounge access & airport transfers.

Kotak League Platinum: 2% cashback on all spends, no cap, + airport lounge access twice a quarter.


Reward Points:

IDFC FIRST Millennia: 10X points >₹20k/month & birthday, 6X online, 3X offline <₹20k.

Shoppers Stop HDFC Bank: 5 points/₹150 at Shoppers Stop, 1 point/₹150 elsewhere.

ICICI Bank Platinum Chip: 2 points/₹100 retail (excl. fuel), 1 point/₹100 insurance/utility, + fuel surcharge waiver & dining discounts.


Travel:


IDFC FIRST Select: 12X travel points, bonus dining/entertainment + travel insurance & lounge access.

IndusInd Aura Edge: 2 points/₹150 travel/dining, 1 point/₹150 others + travel insurance & lounge access.

HDFC Diners Club Rewardz: 10X reward points on travel spends + airport lounge access & travel insurance.


Other factors to consider:

Welcome bonus: Check for bonus points or cashback upon sign-up.
Interest rates: Compare fees for purchases and cash advances.
Eligibility: Ensure you meet the income and credit score requirements.
Remember, the best card depends on your spending habits and priorities. Research thoroughly before applying.

Diners club cards won't work everywhere, i think Visa/Mastercard/Rupay cards should only be included in the best category.

 

[luciferocious]

for 2023

***********.youtube.com/watch?v=ZrxXDBw6KQ0

 

[Shintoodude]

I have a axis bank flipkart CC and it was given as ltf, will it be still ltf as there is now annual fees shown for that card is ads?

 

[cardy]

If you have managed card LTF
It's LTF no charges for you

 

[Hema Kulkarni]

I have a axis bank flipkart CC and it was given as ltf, will it be still ltf as there is now annual fees shown for that card is ads?

It will be LTF until renewal

 

[Skylar]

HDFC Diners Club Rewardz:

Why are paid cards included in this list

 

[plumlog.com]

Choosing the best lifetime free credit card in India depends on your spending habits and the kind of rewards you prefer. Here are some of the top contenders for 2024:

• Amazon Pay ICICI Credit Card:
  pen_spark
  This card is a great option for Amazon Prime users, as it offers the highest cashback on Amazon purchases. Cashback is credited in the form of Amazon Pay Balance, which can be used for more purchases on Amazon.
• IDFC FIRST Millennia Credit Card:This card offers a good rewards program on online shopping and spending at departmental stores. You earn reward points on all your spends, which can be redeemed for cashback, vouchers, or merchandise.
  
  
  
  
• Axis Bank Neo Credit Card:This card is a good all-rounder for those who want a card with no annual fee and some basic rewards. You earn cashback on all your spends, and there is no minimum spending requirement to earn rewards.
  
  
  
  
• AU Bank LIT Credit Card:This card is a good option for those who spend a lot on travel. You earn reward points on all your spends, which can be redeemed for flight tickets, hotel stays, and other travel-related expenses.
  
  

Here are some other factors to consider when choosing a lifetime free credit card:

• Credit score: You will need a good credit score to be eligible for most lifetime free credit cards.
• Spending habits: Consider your typical monthly spending and choose a card that offers rewards on the categories you spend the most on.
• Fees: While there is no annual fee, some cards may charge other fees, such as foreign transaction fees or late payment fees. Be sure to read the fine print before applying for a card.

It's important to compare different cards and choose the one that best suits your needs. You can use a credit card comparison website to help you compare different cards and find the best deal.

 

[zacobite]

No, the HDFC Diners Club Black Credit Card is not lifetime free. It has an annual fee of ₹10,000 + applicable taxes. However, you can get the renewal fee waived off by spending ₹5 lakhs in a year.

plastic is 5 L / metal is 7.5 L for waiver and if i pay fee.. no return points.
biggest downer for dcb