Best rupay credit card for UPI transactions

[Nafees]

Which is the best rupay credit card for UPI transactions currently?

Thanks in advance

 

[mohitkamboj007]

HDFC Tata Neu Infinity provides 1.5% but you have to use Tata Neu app for payments

 

[Nafees]

Okay, what about Jupiter CSB bank credit card? I have heard that it gives 2 percent?

 

[mkate]

Jupiter CSB gives 10 Jupiter coins every 100 Rs spent which is converted to 2 Rs. i.e. 2% CB on selected category. (shopping, dining or travel). I usually set it to shopping.

 

[Skylar]

Okay, what about Jupiter CSB bank credit card? I have heard that it gives 2 percent?

Na don't fall for that. OneCard gives way better return than Jupiter.

 

[Nafees]

Na don't fall for that. OneCard gives way better return than Jupiter.

Okay, how? Can you please elaborate? I seriously want to understand this because I have heard so much negative things about one card. Thanks.

 

[Skylar]

Okay, how? Can you please elaborate? I seriously want to understand this because I have heard so much negative things about one card. Thanks.

Please list the negative things first.

 

[Nafees]

Please list the negative things first.

Like the only advantage of this card is that it is made of metal. That’s it’s usp, if you want that, lifetime free and if we talk about the returns, the overall yield from this card is around 0.25 percent on your purchases, etc etc.

 

[Skylar]

Like the only advantage of this card is that it is made of metal. That’s it’s usp, if you want that, lifetime free and if we talk about the returns, the overall yield from this card is around 0.25 percent on your purchases, etc etc.

Indeed, many people are unaware of how to fully utilize this card. This particular card offers offline value back ranging from 10% to 30% at major grocery stores, food outlets, and fashion retailers.

Additionally, you’ll receive a base reward rate. If you shop across three different categories each month, the first two most-spent categories will earn you an additional 1% value back.

It’s surprising that some YouTubers focus on creating content but overlook these valuable features of the card. Those who understand how to leverage these benefits can take advantage of ongoing offers, as they remain relatively undiscovered by the wider public.

 

[Skylar]

 

[Nav Chahal]

View attachment 1168

Can you please attached your excel sheet for the reference

 

[Skylar]

Can you please attached your excel sheet for the reference

We can't upload excels files here, they are not supported.

 

[Nav Chahal]

Can you suggest how I can make file with formulas.

 

[Gogineni]

Can you suggest how I can make file with formulas.

 

[Skylar]

Can you suggest how I can make file with formulas.

Bro search on google "Credit card excels" you find some forums with excels or youtube for making those.

 

[Nav Chahal]

Thank you for your Help.
It’s really very hard to know which is the good CC in rewardz

 

[Skylar]

Thank you for your Help.
It’s really very hard to know which is the good CC in rewardz

Bro excel is not tough, it is very easy once you learn the basics from YouTube.
You can calculate any cards rewards vs annual fees and check if the card return is worth it or not.

 

[Nav Chahal]

Can you recommend any YouTube link where I can learn and make excel sheet

 

[Nafees]

Thank You @Skylar bro for all the info, really appreciate it.