Best Term Insurance Plans 2025

[gautammishraofficial]

Suggest me Best Term Insurance Plans which covers Maternity and everything and highest claim settlement ratio.

 

[anonymous2006]

Hello what do you mean by covers maternity are you looking for term insurance or health insurance. If you are looking for term insurance i can suggest you lic yuwa term plan. You get trust of lic and the best term plan of 2025. Let me tell you my personal experience other companies provide insurance easily but cause you a lot of trouble
At the time of claim but at lic claim settlement is easy. If you wanna know more about yuwa term feel free to reach me

 

[ankursh]

In 2025, some of the best term insurance plans in India are from companies like Max Life Smart Secure Plus, HDFC Click 2 Protect Super, ICICI Pru iProtect Smart, and Tata AIA Sampoorna Raksha Supreme. These plans offer good coverage, strong claim settlement ratios, and options for riders like critical illness or accidental death benefits.
I personally found it overwhelming to choose at first, but using Policybazaar term insurance comparison really helped. The platform let me compare premiums, benefits, and features across all the top insurers in one place. I could filter based on things like policy term, coverage amount, and additional benefits, which made it easier to find the right plan for my needs.
I ended up picking a plan with a ₹1 crore cover that fits my budget and gives me peace of mind for my family's future. If you're planning to buy a term plan in 2025, I’d definitely recommend checking Policybazaar first—it’s super convenient and transparent.

 

[Shashank Bhardwaj]

Suggest me Best Term Insurance Plans which covers Maternity and everything and highest claim settlement ratio.

Hey Gautam! Shashank this side from Algates Insurance. So here’s the thing—term insurance typically doesn’t cover maternity or regular health-related expenses like pregnancy, delivery, or hospital stays for those. It’s mainly designed to provide a financial safety net to your family in case something happens to you (like death during the policy term).


If you're looking for maternity coverage, that would come under health insurance, not term plans. You can go for a comprehensive health insurance policy with maternity benefits, and combine that with a term plan that has a high claim settlement ratio for complete peace of mind.

For Maternity Insurance coverage plans, you can checkout this blog for reference

Hope it helps.