Best way to Utilise SBI Cashback Card

Nirvana

KF Ace
This is the price breakup of MMT
View attachment 2068

This is the price breakup of ticket booked through SmartBuy
View attachment 2069

Just to clarify both are different routes, different number of tickets.
this way u r cashback amount goes to pay tax like agent charge and payment gataway. I remember lst time i did some calculation and found out: Buy gift card and load amazon pay wallet then use IRCTC website and there u will get amazon pay wallet to pay (u can save agent charge rs40/- and payment gataway chare is 1.8% which is less compare to MMT gataway charge + amazon gift card 5% cashback using sbi cb)

MMT UI is convinent so even if u consider that then giving away of 5% cashback make sence
 

AshwiniS

KF Ace
I buy Amazon Pay Shopping/Fresh/Gift card vouchers from gyftr and get 5% points back on gyftr itself. This can be used to buy other brands' vouchers on gyftr.
I was not aware that you can also purchase these vouchers from Amazon itself and get 5% cashback on statement:cautious:
 

Nirvana

KF Ace
I buy Amazon Pay Shopping/Fresh/Gift card vouchers from gyftr and get 5% points back on gyftr itself. This can be used to buy other brands' vouchers on gyftr.
I was not aware that you can also purchase these vouchers from Amazon itself and get 5% cashback on statement:cautious:
u r getting 5% cashback on gyftr!!!!!!!!

lst time i use gyftr sbi it don't give me 5% CB
 

AshwiniS

KF Ace
I think he is talking about some 5% points in gyftr rather than 5% cashback. It may be specific to some card possibly. SBI Cashback does not give any cashback on gyftr
That's correct. I am getting 5% points in gyftr. I use these points to buy brand vouchers mostly.
 
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