SanthoshSomu
KF Expert
Are you maintaining any minimum balance in sbi account?
Best Zero Balance Account only for UPI
- Thread starter SayonB@97
- Start date
Skylar
KF Master
Nope, I linked it with UPI so I only put money in that account when required mostly varies from 0 to 500/- not more than that.
SanthoshSomu
KF Expert
Are you using internet banking and mobile app?
How are those?
Skylar
KF Master
I have been using Internet banking since 2013. Over the years, it has remained the same with a somewhat boring interface, occasionally spruced up by minor changes. However, with the interdiction of YONO app I'm not using internet banking much as everything can be mostly done on YONO itself.
Things to be noted!
- Internet banking can be a bit challenging to navigate, but fear not! YouTube is your trusty guide, with videos covering every nook and cranny of the site.
- YONO app and SBI’s UPI (on other upi apps) always have server issues.
- You can have SBI for convince but should not rely on it completely. as it will show you twinkling little stars at the time of emergency.
Karunakara
KF Mentor
The following may be options:
1. BSBD account in any Bank
2. IPPB Account. But SMS charged applicable. It is advantageous for those having SB account/recurring Deposit or other accounts in Post Office. You can sweep out and seep in funds from POSB to IPPB and back.
Moreover, you are a salaried person
Your salary account is also zero balance accounts I suppose
1. BSBD account in any Bank
2. IPPB Account. But SMS charged applicable. It is advantageous for those having SB account/recurring Deposit or other accounts in Post Office. You can sweep out and seep in funds from POSB to IPPB and back.
Moreover, you are a salaried person
Your salary account is also zero balance accounts I suppose
