"Can I buy a laptop on EMI with my SBI credit card?" What is the total cost of buying it emi of 6 months? And is it worth it to buy laptop on emi

[vishal Shivhare]

Can I buy a laptop on EMI with my SBI credit card?"

What is the total cost of buying it emi of 6 months? And is it worth it to buy laptop on emi

 

[Sonu Jay]

If there is NO COST EMI offer then it's decent to get it but avoid if any INTEREST is there.

 

[TaxWiser]

Can I buy a laptop on EMI with my SBI credit card?"

What is the total cost of buying it emi of 6 months? And is it worth it to buy laptop on emi

Laptop Price: ₹75190
Processing fee: 199+GST = ₹234.82
GST on Interest: 18%×3285 = ₹591.30
Thus, Total cost of buying it No Cost EMI of 6 months: ₹76016.12

If you are spending this much on a laptop, my suggestion would be to go with the MacBook Air M1. The only compromise with the MacBook is storage, which can easily be tackled by using an external SSD, rest everything in it is Top class.

PS: I'm not an iSheep, I'm Pro Android & Windows user but no one can deny the fact that MacBook are far superior Laptop in terms of performance & Longevity than Windows Laptop. (This fact might change after the launch of Snapdragon Laptop's Processors)

However, if a Windows laptop is your priority, this laptop is also a good choice considering the specs.

Pro Tip: Use CC that provide additional discount along with No Cost EMI and Never Purchase anything with CC which you can't Purchase/afford with your DC.