While buying car insurance, please keep the following in mind.
It should be ZERO depreciation
It should third party insurance
It should cover engine and cost of consumables
Road side assistance
Consider the company whose claim settlement ratio is good (the higher is the better).
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For the 1st renewal of your Hyundai Exter, it’s important to go with a policy that balances coverage, affordability, and claim service. Based on current trends and customer feedback, here are top 3 insurance companies worth considering:
GoDigit General Insurance – Affordable premiums, fast claim process, and over 9000+ cashless garages. ICICI Lombard – Strong claim settlement and trusted brand, but slightly higher premiums. SBI General – Offers great add-ons like Zero Dep, Engine Protect, and has wide garage coverage.
Must-have Add-ons:
Zero Depreciation
Engine & Gearbox Protector
Return to Invoice (RTI) (if applicable)
Roadside Assistance (if not included)
Let me know if you want to pitch a specific insurer (like GoDigit) and I’ll tweak this accordingly.