Charges incurred in buying and selling of property.

abhinna

KF Rookie
I am interested in buying the property. The property is rs 50lakh situated in up.i want to know the charges which will incur while purchasing?
 

zacobite

KF Mentor
I am interested in buying the property. The property is rs 50lakh situated in up.i want to know the charges which will incur while purchasing?
Stamp duty, Registration, Legal, Amenity/ Infra charges, Electricity, water set up charges, Clin house etc, advance maintenance + If you take loan then. processing fee + agreement stamp / registration for loan agreement + any other by bank.
 

Sayba Group

KF Rookie
Hi @abhinna,

You’ve already received some good tips about the charges, but here’s a complete breakdown when buying a property in India:

  1. Stamp Duty & Registration Charges – Varies by state, usually 5–7% of property value.
  2. Legal/Verification Charges – For checking ownership papers, encumbrance certificate, and RERA approvals.
  3. Loan-Related Charges – Processing fee, agreement stamp duty, and other bank charges if taking a home loan.
  4. Maintenance & Infrastructure Charges – Advance maintenance, electricity/water setup, amenities, etc.
  5. Other Miscellaneous Costs – Brokerage fees, interior setup, etc.

Tip: Always verify the property documents carefully to avoid legal issues.
 
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