Charges of fund transfer through imps, neft, rtgs

Bikram123

KF Rookie
What are the charges of fund transfer through IMPS , NEFT, RTGS in IndOASIS app ( Indian bank or Allahabad bank) ?
 

Manni345

KF Mentor
Indian Bank charges no fee for IMPS transactions up to Rs 25,000 and Rs 6 plus GST for transactions between Rs 25,001 and Rs 2 lakh.

following banks charge the following for IMPS transfers:

HDFC Bank: Rs 3.50–15.00
Kotak Mahindra Bank: No charges
Axis Bank: Rs 2.50–10.00
Bank of Baroda: Rs 2.50–25.00
 
What are the charges of fund transfer through IMPS , NEFT, RTGS in IndOASIS app ( Indian bank or Allahabad bank) ?

INDIAN BANK​

Charges through IMPS, NEFT, RTGS :​

  • IMPS: Typically, Indian Bank does not charge for IMPS transactions done through internet banking or mobile banking. It's usually free.
  • NEFT:
    • Up to Rs. 10,000: Around Rs. 2.5 to Rs. 5 (as per previous rates).
    • Rs. 10,001 to Rs. 1 lakh: Around Rs. 5 to Rs. 10 (as per previous rates).
    • Above Rs. 1 lakh to Rs. 2 lakh: Around Rs. 15 to Rs. 25 (as per previous rates).
    • Above Rs. 2 lakh: Around Rs. 25 to Rs. 50 (as per previous rates).
  • RTGS:
    • Rs. 2 lakh to Rs. 5 lakh: Around Rs. 25 to Rs. 30 (as per previous rates).
    • Above Rs. 5 lakh: Around Rs. 50 (as per previous rates).
These are approximate charges based on previous rates. Actual charges may vary, and it's always best to check with Indian Bank or the IndOASIS app directly for the most up-to-date information.

Allahabad Bank:​

Charges through IMPS, NEFT, RTGS :​

  • IMPS: Similar to Indian Bank, Allahabad Bank often does not charge for IMPS transactions through its mobile banking app.
  • NEFT:
    • Up to Rs. 10,000: Around Rs. 2.5 to Rs. 5 (as per previous rates).
    • Rs. 10,001 to Rs. 1 lakh: Around Rs. 5 to Rs. 10 (as per previous rates).
    • Above Rs. 1 lakh to Rs. 2 lakh: Around Rs. 15 to Rs. 25 (as per previous rates).
    • Above Rs. 2 lakh: Around Rs. 25 to Rs. 50 (as per previous rates).
  • RTGS:
    • Rs. 2 lakh to Rs. 5 lakh: Around Rs. 25 to Rs. 30 (as per previous rates).
    • Above Rs. 5 lakh: Around Rs. 50 (as per previous rates).
 
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