Choosing the Best HDFC Debit Card for 1% Cashback on Credit Card Bill Payments

Maitri Maniya

KF Expert
I'm looking to apply for an HDFC debit card to avail the 1% cashback offer on credit card bill payments through the HDFC Bill Desk. Can anyone recommend which specific debit card I should apply for to take advantage of this offer?
 

_rohitsoni

KF Expert
Hey, I've recently applied and got the debit card for this purpose only. Best way is to open a HDFC Savings Max Bank Account with which you will get a free EasyShop Platinum Debit Card. Minimum Balance to maintain in this bank account is 25k. There is a limit of Rs 750 per month on 1% cashback.
Also, you have to follow the following steps while paying with credit card to get the cashback (learnt the hard way🥲):
1. Login to HDFC app/NB and navigate to Pay then BillPay
2. Add biller and try to transact a smaller amount like Rs. 100
3. Wait for 2 working days before doing a big transaction.
4. Pay your CC bills at-least 5 days prior to the bill date, sometimes credit happens in one working days sometimes it takes up to three days.

Suggestion: Only go for this card if your monthly credit card bill except HDFC CC is around 50k otherwise hassle of transferring money from your main account to this account and then paying it that too 4-5 days prior to bill date is too much
 

yaditya20

KF Rookie
Single transaction par ye offer applicable hai ya multiple transactions bhi kar sakte hai in a month..
You can do any number of transactions, but the maximum cashback you can receive in a month is INR 400. Also, please note that CashBack points can be earned for every transaction greater than INR 400.
 

Nndutta

KF Ace
I'm looking to apply for an HDFC debit card to avail the 1% cashback offer on credit card bill payments through the HDFC Bill Desk. Can anyone recommend which specific debit card I should apply for to take advantage of this offer?
Hdfc easyshop platinum. Cashback capped 750 rupees every month
 
Is it availble on all hdfc platinum cards like clasic platinum,moneyback platinum or only on easyshop platinum
Also if it applies on timespoint platinum debit card. I am attaching screnshot of it
 

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amitvicky

KF Expert
Hello,
I recently opened a new HDFC Bank account with easyshop platinum debit card and tried paying a small amount of 500/- towards my Standard chartered CC.
I made this transaction using HDFC billpay though debit card selection.
I made this transaction on the morning of 4-June-2024.
I do not see any cashback on this transaction till date (7-June-2024)
I called customer care to check if they can see something waiting to get posted, but they informed me that there is no cashback on credit card bill payment using platinum debit card through billpay.

Can someone please advise if I need to be more patient and it will come in a couple of days or please provide correct steps for this process??

Thanks !
 

Maze3km

KF Rookie
Hello,
I recently opened a new HDFC Bank account with easyshop platinum debit card and tried paying a small amount of 500/- towards my Standard chartered CC.
I made this transaction using HDFC billpay though debit card selection.
I made this transaction on the morning of 4-June-2024.
I do not see any cashback on this transaction till date (7-June-2024)
I called customer care to check if they can see something waiting to get posted, but they informed me that there is no cashback on credit card bill payment using platinum debit card through billpay.

Can someone please advise if I need to be more patient and it will come in a couple of days or please provide correct steps for this process??

Thanks !
Got any update? Did cashback arrive in rewards section of debit card?
 

Abbas

KF Rookie
Hey, I've recently applied and got the debit card for this purpose only. Best way is to open a HDFC Savings Max Bank Account with which you will get a free EasyShop Platinum Debit Card. Minimum Balance to maintain in this bank account is 25k. There is a limit of Rs 750 per month on 1% cashback.
Also, you have to follow the following steps while paying with credit card to get the cashback (learnt the hard way🥲):
1. Login to HDFC app/NB and navigate to Pay then BillPay
2. Add biller and try to transact a smaller amount like Rs. 100
3. Wait for 2 working days before doing a big transaction.
4. Pay your CC bills at-least 5 days prior to the bill date, sometimes credit happens in one working days sometimes it takes up to three days.

Suggestion: Only go for this card if your monthly credit card bill except HDFC CC is around 50k otherwise hassle of transferring money from your main account to this account and then paying it that too 4-5 days prior to bill date is too much
Thanks
 

MAJIDUR58

KF Ace
Hey, I've recently applied and got the debit card for this purpose only. Best way is to open a HDFC Savings Max Bank Account with which you will get a free EasyShop Platinum Debit Card. Minimum Balance to maintain in this bank account is 25k. There is a limit of Rs 750 per month on 1% cashback.
Also, you have to follow the following steps while paying with credit card to get the cashback (learnt the hard way🥲):
1. Login to HDFC app/NB and navigate to Pay then BillPay
2. Add biller and try to transact a smaller amount like Rs. 100
3. Wait for 2 working days before doing a big transaction.
4. Pay your CC bills at-least 5 days prior to the bill date, sometimes credit happens in one working days sometimes it takes up to three days.

Suggestion: Only go for this card if your monthly credit card bill except HDFC CC is around 50k otherwise hassle of transferring money from your main account to this account and then paying it that too 4-5 days prior to bill date is too much
Add bill section HDFC bank credit card not available. How to get cashback HDFC bank credit card bill payment?
 

MAJIDUR58

KF Ace
Hello,
I recently opened a new HDFC Bank account with easyshop platinum debit card and tried paying a small amount of 500/- towards my Standard chartered CC.
I made this transaction using HDFC billpay though debit card selection.
I made this transaction on the morning of 4-June-2024.
I do not see any cashback on this transaction till date (7-June-2024)
I called customer care to check if they can see something waiting to get posted, but they informed me that there is no cashback on credit card bill payment using platinum debit card through billpay.

Can someone please advise if I need to be more patient and it will come in a couple of days or please provide correct steps for this process??

Thanks !
You get rewards, 1 rewards equal to 1 rupees. You can redeem multiple of 500. You can find rewards in card section.
 

abhimarda

KF Mentor
Add bill section HDFC bank credit card not available. How to get cashback HDFC bank credit card bill payment?
Pay through SBI Unipay. Suggest to use desktop website. Pay atleast 7 day in advance as failure rate is higher than others, so even if it fails you can pay in time. SBI Unipay will count as utilities and you will get 1% on HDFC platinum debit card
 
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