Cibil scores

[Singh.paramrandhawa@gmail]

Hi everyone plz guide

I am guarantor for my frd and now he have not paid loan and now i am looking for loan and my cibil scores down what should i do i even have not remembered its was 11 yrs ago

What should i do now

 

[Skylar]

Can you tell, what is your current CIBIL score?

 

[Singh.paramrandhawa@gmail]

629
And personal 529

 

[Skylar]

629
And personal 529

That will be tough, consult a financial advisor or legal expert to explore the best course of action based on your specific situation

 

[ShavirB]

Hi everyone plz guide

I am guarantor for my frd and now he have not paid loan and now i am looking for loan and my cibil scores down what should i do i even have not remembered its was 11 yrs ago

What should i do now

You/ your friend will have to clear all the outstanding dues of Bank (including the penalties). Without that the chances of your CIBIL improving are very less.

 

[gurpalsachdeva]

I had 24 delayed payments home loan payments around covid - the last being in august 2021. Post which I have streamlined & closed the loan in August 2022 as well. My credit usage as per latest cibil report available on gpay is 28%. Credit mix is 15 cards and 6 loans. There have been 2 enquiries.

Post August 2021 - all my payments have been on time but my cibil is only 761 and my credit card applications keep getting rejected. Request please hellp. Thanks