Clarification on 5% Cashback for HDFC Credit Cards on Myntra Vouchers via SmartBuy

[Maitri Maniya]

I wanted to clarify the cashback details for HDFC credit cards when purchasing Myntra vouchers through SmartBuy.

I have the HDFC Swiggy Credit Card, which offers a 5% cashback on online spends with a monthly cap of ₹1,500. This cap applies to direct spends on websites. However, the 5% cashback on gift cards using HDFC credit cards is an offer related to the SmartBuy portal. Are these two separate? Can I buy more than ₹30,000 worth of Myntra gift cards from SmartBuy and receive more than ₹1,500 cashback?

Additionally, I have the HDFC MoneyBack Plus and HDFC BizGrow cards. Will I receive the 5% cashback if I buy a Myntra gift card from SmartBuy using these cards?

 

[shivtej]

I wanted to clarify the cashback details for HDFC credit cards when purchasing Myntra vouchers through SmartBuy.

I have the HDFC Swiggy Credit Card, which offers a 5% cashback on online spends with a monthly cap of ₹1,500. This cap applies to direct spends on websites. However, the 5% cashback on gift cards using HDFC credit cards is an offer related to the SmartBuy portal. Are these two separate? Can I buy more than ₹30,000 worth of Myntra gift cards from SmartBuy and receive more than ₹1,500 cashback?

Additionally, I have the HDFC MoneyBack Plus and HDFC BizGrow cards. Will I receive the 5% cashback if I buy a Myntra gift card from SmartBuy using these cards?

The smart buy offers and your card features are 2 completely different things. Swiggy card will give you 5% on the eligible MCCs, whereas if you buy gift cards it has a separate limit of 1000 points per month.

 

[Maitri Maniya]

so using HDFC swiggy to buy myntra gc from smartbuy. i will get 5% cb as smartbuy offers and 1% cb as per card features?