Comprehensive Review of FI AmpliFi Credit Card: How To Apply

[nikhilchauhan]

The Fi Federal AmpliFi Credit Card, presented by Fi Money and issued by Federal Bank, is creating hype nowadays. This new credit card covers many needs, offering rewards and benefits for various lifestyles. Let's get into the details and find out if the Fi card is the right fit for you!

How to Apply for a Fi AmpliFi Credit Card?​

To kickstart your journey with the Fi Federal AmpliFi Credit Card, follow these straightforward steps:

1. Download Fi Money App: Start by downloading and installing the Fi Money app, or visit the official website.
2. Onboarding Process: Create a Fi Federal savings account during the onboarding process.
3. Credit Card Application: Navigate to the credit card tab on the app and apply for the Fi Federal AmpliFi Credit Card.
4. Approval Process: Your eligibility, including credit score and income proof, will undergo an approval process.
5. Address Verification: Upon meeting the criteria, provide address proof and complete a video KYC process.
6. Activation: Once approved, your credit card will be instantly activated, with the physical card arriving in a few days.

Key Benefits of Federal AmpliFi Credit Card: A Rewarding Experience​

The Fi Federal AmpliFi Credit Card comes with benefits suitable for everyone. Here's what you can look forward to:

5% Value Back​

• Earn 5% value back on spending ₹4 lakh per year.
• Translates to benefits worth more than ₹20,000.

Reward and Personalization:​

• Unique rewards system for all spending categories.
• Rewards evolve dynamically based on your spending patterns.

Fi-Coins Redemption:​

• Redeem Fi-Coins for cashback, vouchers from 21 brands, and even airline miles (coming soon).

Additional Benefits:​

• Lounge access, 1% forex, personalized reminders, and consolidated spend insights.

Main Rewards​

Explore a range of rewards with the Fi Federal AmpliFi Credit Card's unique system:

• Up to 2% value back through rewards.
• 5x rewards on your top 3 spending brands.
• 2x rewards on 21 major brands listed in the Fi Collection.
• 1x rewards on everything else, including rent and fuel.

Fees: Know What to Expect​

Understanding the costs associated with the Fi Federal AmpliFi Credit Card is crucial:

• Annual Fee: ₹2000.
• Renewal Fee: Waived off in the second year upon hitting ₹2.5L spending milestone.

Frequently Asked Questions:​

What Makes Fi-Federal AmpliFi Special?​

• Unique rewards-based system for all spending categories.
• 5% value back on significant annual spending.
• Personalized rewards, lounge access, forex, and more.

Requirements for Application:​

• Address proof, KYC documents (Aadhaar/PAN), income proof, and a good credit score.

Fuel Purchase Rewards:​

• Yes, earn 1x rewards on fuel purchases, along with other expenses.

Is the Card Free?​

• No, an annual fee of ₹2000 applies, with a renewal fee waived in the second year upon spending ₹2.5L.

Is the Fi Credit Card Worth It?​

The Fi Credit Card presents a unique rewards system, offering benefits beyond typical credit cards. Whether you're a frequent shopper traveler or want personalized rewards, this card has you covered. With transparent fees and a straightforward application process, it's certainly one to consider for those seeking a rewarding credit card experience.