Credit Bureau Compensation: Need Help Understanding This

arjungoyal12

KF Mentor
Hi everyone,
I raised a dispute with the credit bureau to remove two enquiries, one from HDFC Bank and one from Bajaj Finance. Both were filed under one Dispute ID, but they were separate enquiries.

Both lenders took longer than the allowed time to respond:
  • HDFC took 61 days
  • Bajaj Finance took 64 days
Despite both being delayed, the bureau paid me only ₹2,800 total. They said compensation is given once per Dispute ID, not for each individual enquiry.

I’m confused because I thought the rules say compensation should be paid for every delayed response, not just once. I’m thinking of escalating this, but I want to check with others first.
 
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