Credit Card as a Student

mehetab

KF Ace
Hey There, this is my 1st thread on this amazing community. I am currently as 1st-year student and want to know whether I am eligible for an unsecured credit card. I recently turned 18 last year and got an IDFC first wow fd backed credit card and I got my credit score generated, which is 740+. So can anyone suggest to me the next step to get an unsecured credit card, preferably an LTF card
 

Skylar

KF Master
IDFC first wow fd backed credit card and I got my credit score generated, which is 740+. So can anyone suggest to me the next step to get an unsecured credit card, preferably an LTF card
740 is very basic and to get approval you need at least 760+ score and 9 months of Credit history to get cards over C2C.

Enjoy the IDFC wow till you get 19.
Or you can take another FD based card - One card
As of 01/04/2024
Myntra: 6% value back
Flipkart
: 3% value back.
Kalyan: 2% value back
MakeMyTrip (MMT)
: 5% value back
Nykaa
: 5% value back
First Cry
: 3% value back
SonyLiv
: 30% value back on a 12-month subscription.
The Man Company: 12% value back.
Yatra: 8% value back
Bata
: 10% value back.
And here’s the cherry on top: every 500 coins can be converted into ₹50/- cash. 🌟
Dmart - spend 2500 and get 500 value back

Reliance smart - Spend 2500 and get 500 value back

and many more if you see "Around you" section of one card.
 

mehetab

KF Ace
740 is very basic and to get approval you need at least 760+ score and 9 months of Credit history to get cards over C2C.

Enjoy the IDFC wow till you get 19.
Or you can take another FD based card - One card
As of 01/04/2024
Myntra: 6% value back
Flipkart
: 3% value back.
Kalyan: 2% value back
MakeMyTrip (MMT)
: 5% value back
Nykaa
: 5% value back
First Cry
: 3% value back
SonyLiv
: 30% value back on a 12-month subscription.
The Man Company: 12% value back.
Yatra: 8% value back
Bata
: 10% value back.
And here’s the cherry on top: every 500 coins can be converted into ₹50/- cash. 🌟
Dmart - spend 2500 and get 500 value back

Reliance smart - Spend 2500 and get 500 value back

and many more if you see "Around you" section of one card.
Thanks for guiding Skylar
 
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